Real Estate Investing in Taylors Island, Maryland (21669)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Dorchester County • Population: 102 • Data updated: September 2026

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Should you buy in 21669 (Taylors Island, MD)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (27/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 57.3% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 32.6 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Taylors Island, MD (21669)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $400,885
Avg Monthly Rent $1,026
1% Rule ✗ Does Not Meet
Median Income $87,708
% Renters 0.0%

Market Analysis: 21669 Taylors Island

Investors eyeing 21669 need to respect the fundamentals at play. Home values of $401K come alongside slower price movement and elevated management overhead.

Distressed markets are won on execution, not on spreadsheets. ZIP 21669 clocks in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

The gap between 21669 and stronger Taylors Island ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Who lives in 21669 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

New investors are better served looking at Taylors Island's stable or hybrid ZIPs before stepping into 21669. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Taylors Island:

C Below Average
Buy Confidence Score: 56/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.6× the median income
Value Trend
Rising (+3.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,026/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Cambridge, MD Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Cambridge, MD metro data

Market Trends

Home Value History (with trend line)

$415K$400K$385K$370K$355K$340KFeb 2022May 2024Jul 2026

📊 How Does 21669 Compare?

Metric 21669 Taylors Island Cambridge, MD Maryland
Home Value $400,885 $400,885 N/A $424,997
5-Year CAGR N/A N/A N/A 4.9%
Avg Rent $1,026 $1,026 N/A -
Cap Rate 2.0% 2.0% - -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 21669 (Taylors Island, MD). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
2.0%
Low

📉 Market Crash Risk Index

Based on Cambridge, MD metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
65%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $400,885
Monthly Rent $1,026
Price-to-Rent 32.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.1%
Cap Rate 2.0%
5-Year IRR 6.1%

📈 Home Appreciation

1-Year +3.8% ▲
3-Year CAGR +4.1% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
57.3%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Moderate Rent control: Moderate

Demographics in 21669

Population: 102

💰 Median Household Income
$87,708
This area
$87,708
State
$107,932
USA
$74,580
🏠 Renter Occupied
0.0%
This area
0.0%
State
23.8%
USA
34.0%
💼 Unemployment Rate
4.0%
This area
4.0%
State
-20.0%
USA
3.7%
🎓 College Educated
36.7%
This area
36.7%
State
10.6%
USA
33.7%
👤 Median Age
61.8 years
This area
61.8 years
State
1.9 years
USA
38.9 years
🏚️ Vacancy Rate
57.3%
This area
57.3%
State
11.4%
USA
10.5%
👥 Population by Ethnicity
White 89.2%
Black/African American 8.6%
Other/Mixed 2.2%
👶 Under 18
5.4%
This area
5.4%
USA
22.0%
👴 65 and Over
38.7%
This area
38.7%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Is housing expensive in Taylors Island, MD?

Taylors Island, MD median home values land near $401K. That is reasonable territory for investors looking at $1,026/mo-per-month rentals.

How qualified is the tenant pool in Taylors Island, MD?

Expect a solid tenant pool in Taylors Island, MD. The rental market absorbs $1,026/mo rents without meaningful friction.

How much do tenants pay in Taylors Island, MD?

Expect rents around $1,026/mo per month in Taylors Island, MD. With home values at $401K, the yield math works out to reasonable levels for rental investors.

What is it like being a landlord in Taylors Island, MD?

MD law landlord-friendly for landlords, and Taylors Island inherits those rules. Investors should still review local ordinances for rental licensing.

How do experienced investors play Taylors Island, MD?

The best-fit strategy in Taylors Island, MD is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

You know 21669 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 21669 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 21669 ranks in Cambridge, MD

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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