Real Estate Investing in Toddville, Maryland (21672)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Dorchester County • Population: 161 • Data updated: September 2026

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Should you buy in 21672 (Toddville, MD)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 69.0% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Toddville, MD (21672)?

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3.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $111,176
Avg Monthly Rent $1,026
1% Rule ✗ Does Not Meet
Median Income $59,375
% Renters 0.0%

Market Analysis: 21672 Toddville

ZIP 21672 in Toddville, MD carries a healthy set of headwinds. Home values near $111K and rents of $1,026/mo sit inside a market where underwriting has to be tight.

For an experienced owner, 21672 can be a an appealing option for hunting ground — but the discount at $111K reflects genuine risk that outside investors often underestimate.

ZIP 21672's metrics run below Dorchester County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Demographically, 21672 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Distressed ZIPs reward experience. healthy returns are possible in 21672, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Toddville:

B Good
Buy Confidence Score: 71/100
Affordability
25/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.9× the median income
Value Trend
Rising (+4.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,026/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Cambridge, MD Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Cambridge, MD metro data

Market Trends

Home Value History (with trend line)

$121K$118K$115K$111K$108K$105KFeb 2022May 2024Jul 2026

📊 How Does 21672 Compare?

Metric 21672 Toddville Cambridge, MD Maryland
Home Value $111,176 $111,176 N/A $424,997
5-Year CAGR N/A N/A N/A 4.9%
Avg Rent $1,026 $1,026 N/A -
Cap Rate 7.2% 7.2% - -
💡 Why Invest in 21672? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 21672 (Toddville, MD). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
7.2%
Good

📉 Market Crash Risk Index

Based on Cambridge, MD metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
65%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $111,176
Monthly Rent $1,026
Price-to-Rent 9.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 11.1%
Cap Rate 7.2%
5-Year IRR 6.6%

📈 Home Appreciation

1-Year +4.9% ▲
3-Year CAGR -0.6% ▼
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 7.2%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (7.2%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
69.0%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Moderate Rent control: Moderate

Demographics in 21672

Population: 161

💰 Median Household Income
$59,375
This area
$59,375
State
$107,932
USA
$74,580
🏠 Renter Occupied
0.0%
This area
0.0%
State
23.8%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-20.0%
USA
3.7%
🎓 College Educated
0.0%
This area
0.0%
State
10.6%
USA
33.7%
👤 Median Age
63.5 years
This area
63.5 years
State
1.9 years
USA
38.9 years
🏚️ Vacancy Rate
69.0%
This area
69.0%
State
11.4%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
0.0%
This area
0.0%
USA
22.0%
👴 65 and Over
41.6%
This area
41.6%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Where do home prices stand in Toddville, MD?

Toddville, MD home values average about $111K. That price point suits investors targeting rentals with $1,026/mo in monthly income.

What investment strategy works best in Toddville, MD?

Most investors in Toddville, MD run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Does house hacking work in Toddville, MD?

House hacking in Toddville, MD is reasonable to execute. Prices around $111K and rents of $1,026/mo solid owner-occupant economics.

Is Toddville, MD a friendly market for rental owners?

Toddville, MD falls under MD landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

How qualified is the tenant pool in Toddville, MD?

Expect a solid tenant pool in Toddville, MD. The rental market absorbs $1,026/mo rents without meaningful friction.

You know 21672 now. You don’t know where it ranks.

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How 21672 ranks in Cambridge, MD

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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