Best ZIP Codes for Cash Flow in Cambridge, MD (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 21672 | Toddville, MD | $111,176 | $1,026 | 7.20% | — |
| 2 | 21613 | Cambridge, MD | $262,720 | $1,850 | 5.49% | 4.0% |
| 3 | 21869 | Vienna, MD | $243,399 | $1,494 | 4.79% | 4.8% |
| 4 | 21664 | Secretary, MD | $234,901 | $1,179 | 3.91% | — |
| 5 | 21631 | East New Market, MD | $334,850 | $1,548 | 3.61% | 2.3% |
| 6 | 21648 | Madison, MD | $297,064 | $1,341 | 3.52% | — |
| 7 | 21632 | Federalsburg, MD | $246,243 | $1,089 | 3.45% | 4.7% |
| 8 | 21643 | Hurlock, MD | $276,071 | $1,116 | 3.15% | 5.2% |
| 9 | 21622 | Church Creek, MD | $269,082 | $1,026 | 2.97% | — |
| 10 | 21634 | Fishing Creek, MD | $308,747 | $1,026 | 2.59% | 4.0% |
| 11 | 21677 | Church Creek, MD | $488,795 | $1,512 | 2.41% | 4.8% |
| 12 | 21659 | Rhodesdale, MD | $311,013 | $936 | 2.35% | 4.3% |
| 13 | 21669 | Taylors Island, MD | $400,885 | $1,026 | 2.00% | — |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Cambridge, MD · Affordable in Cambridge, MD
Or see the full Cambridge, MD metro profile.