Cambridge, MD Metro Area - Investment Guide
Metro Area • 12 Cities • 13 ZIP Codes
Avg Home Value
$291,150
Avg Monthly Rent
$1,244
Avg Cap Rate
3.65%
Avg Investability
2.7 ★
Cities
12
ZIP Codes
13
This metro is one of hundreds you can screen side by side — filter by the numbers that matter and get alerts when they move. See plans →
Market Trends
Metro Home Value History
Metro Rent History
🏦 30-yr Fixed Rate:
6.76%
as of Sep 10
Source: Freddie Mac PMMS
☀️
WARM MARKET
Cambridge, MD Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of August 29, 2026 — updated weekly
Best ZIP codes in Cambridge, MD
Every ZIP in the metro, ranked four ways. Free.
Cities in Cambridge, MD
Cambridge
Maryland
1 ZIPs
Church Creek
Maryland
2 ZIPs
East New Market
Maryland
1 ZIPs
Federalsburg
Maryland
1 ZIPs
Fishing Creek
Maryland
1 ZIPs
Hurlock
Maryland
1 ZIPs
Madison
Maryland
1 ZIPs
Rhodesdale
Maryland
1 ZIPs
Secretary
Maryland
1 ZIPs
Taylors Island
Maryland
1 ZIPs
Toddville
Maryland
1 ZIPs
Vienna
Maryland
1 ZIPs
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 21643 | Hurlock | MD | $278,416 | $1,116 | 3.13% | |
| 21672 | Toddville | MD | $106,379 | $1,026 | 7.52% | |
| 21631 | East New Market | MD | $332,743 | $1,548 | 3.63% | |
| 21677 | Church Creek | MD | $480,341 | $1,512 | 2.46% | |
| 21869 | Vienna | MD | $236,030 | $1,494 | 4.94% | |
| 21632 | Federalsburg | MD | $240,290 | $1,089 | 3.53% | |
| 21659 | Rhodesdale | MD | $314,766 | $936 | 2.32% | |
| 21634 | Fishing Creek | MD | $313,601 | $1,026 | 2.55% | |
| 21643 | Hurlock | MD | $268,400 | $1,116 | 3.24% | |
| 21613 | Cambridge | MD | $262,610 | $1,719 | 5.11% | |
| 21672 | Toddville | MD | $115,289 | $1,026 | 6.94% | |
| 21677 | Church Creek | MD | $494,876 | $1,512 | 2.38% | |
| 21631 | East New Market | MD | $334,084 | $1,548 | 3.61% | |
| 21659 | Rhodesdale | MD | $296,450 | $936 | 2.46% | |
| 21869 | Vienna | MD | $249,400 | $1,494 | 4.67% | |
| 21632 | Federalsburg | MD | $244,125 | $1,089 | 3.48% | |
| 21634 | Fishing Creek | MD | $310,634 | $1,026 | 2.58% | |
| 21643 | Hurlock | MD | $274,145 | $1,116 | 3.18% | |
| 21672 | Toddville | MD | $106,379 | $1,026 | 7.52% | |
| 21613 | Cambridge | MD | $262,720 | $1,850 | 5.49% | |
| 21677 | Church Creek | MD | $480,341 | $1,512 | 2.46% | |
| 21869 | Vienna | MD | $236,030 | $1,494 | 4.94% | |
| 21631 | East New Market | MD | $334,850 | $1,548 | 3.61% | |
| 21659 | Rhodesdale | MD | $306,364 | $936 | 2.38% | |
| 21632 | Federalsburg | MD | $246,243 | $1,089 | 3.45% | |
| 21634 | Fishing Creek | MD | $308,747 | $1,026 | 2.59% | |
| 21613 | Cambridge | MD | $263,350 | $1,719 | 5.09% | |
| 21643 | Hurlock | MD | $276,071 | $1,116 | 3.15% | |
| 21672 | Toddville | MD | $118,022 | $1,026 | 6.78% | |
| 21677 | Church Creek | MD | $489,822 | $1,512 | 2.41% | |
| 21631 | East New Market | MD | $334,370 | $1,548 | 3.61% | |
| 21869 | Vienna | MD | $241,182 | $1,494 | 4.83% | |
| 21632 | Federalsburg | MD | $238,063 | $1,089 | 3.57% | |
| 21659 | Rhodesdale | MD | $311,013 | $936 | 2.35% | |
| 21634 | Fishing Creek | MD | $306,513 | $1,026 | 2.61% | |
| 21643 | Hurlock | MD | $273,153 | $1,116 | 3.19% | |
| 21613 | Cambridge | MD | $267,252 | $1,850 | 5.40% | |
| 21672 | Toddville | MD | $111,176 | $1,026 | 7.20% | |
| 21677 | Church Creek | MD | $488,795 | $1,512 | 2.41% | |
| 21631 | East New Market | MD | $342,431 | $1,548 | 3.53% | |
| 21659 | Rhodesdale | MD | $303,161 | $936 | 2.41% | |
| 21869 | Vienna | MD | $243,399 | $1,494 | 4.79% | |
| 21632 | Federalsburg | MD | $246,985 | $1,089 | 3.44% | |
| 21634 | Fishing Creek | MD | $312,163 | $1,026 | 2.56% | |
| 21613 | Cambridge | MD | $259,573 | $1,719 | 5.17% | |
| 21643 | Hurlock | MD | $280,037 | $1,116 | 3.11% | |
| 21672 | Toddville | MD | $111,757 | $1,026 | 7.16% | |
| 21631 | East New Market | MD | $332,743 | $1,548 | 3.63% | |
| 21677 | Church Creek | MD | $479,399 | $1,512 | 2.46% | |
| 21869 | Vienna | MD | $237,999 | $1,494 | 4.90% |
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →Free to search · investor plans from $19/mo
The wrong ZIP kills a good deal — screen every market.
Open the Market Finder →
About Cambridge, MD Real Estate Market
The Cambridge, MD metropolitan statistical area (MSA) encompasses 12 cities and 13 ZIP codes. The average home value across the metro is $291,150, with an average monthly rent of $1,244. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.