Most Affordable ZIP Codes in Cambridge, MD (2026)
The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 21672 | Toddville, MD | $111,176 | $1,026 | 7.20% | — |
| 2 | 21869 | Vienna, MD | $243,399 | $1,494 | 4.79% | 4.8% |
| 3 | 21632 | Federalsburg, MD | $246,243 | $1,089 | 3.45% | 4.7% |
| 4 | 21613 | Cambridge, MD | $262,720 | $1,850 | 5.49% | 4.0% |
| 5 | 21643 | Hurlock, MD | $276,071 | $1,116 | 3.15% | 5.2% |
| 6 | 21634 | Fishing Creek, MD | $308,747 | $1,026 | 2.59% | 4.0% |
| 7 | 21659 | Rhodesdale, MD | $311,013 | $936 | 2.35% | 4.3% |
| 8 | 21631 | East New Market, MD | $334,850 | $1,548 | 3.61% | 2.3% |
| 9 | 21677 | Church Creek, MD | $488,795 | $1,512 | 2.41% | 4.8% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Cash Flow in Cambridge, MD · Appreciation in Cambridge, MD
Or see the full Cambridge, MD metro profile.