Real Estate Investing in Reisterstown, Maryland (21136)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Baltimore County • Population: 33,778 • Data updated: September 2026

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Should you buy in 21136 (Reisterstown, MD)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (69/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Reisterstown, MD (21136)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $415,828
Avg Monthly Rent $1,474
1% Rule ✗ Does Not Meet
Median Income $105,300
% Renters 21.9%

Market Analysis: 21136 Reisterstown

ZIP 21136 in Reisterstown, MD carries a durable set of headwinds. Home values near $416K and rents of $1,474/mo sit inside a market where underwriting has to be tight.

Rent of $1,474/mo on a $416K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 21136 sits below the stated 0.0% once reality is priced in.

Nearby ZIPs in Reisterstown have seen price recovery that 21136 has not matched. Baltimore County data supports the view that the spread is structural rather than temporary.

The demographic picture in 21136 includes headwinds that any investor should price in. Income distribution skews lower than Reisterstown averages, and tenant stability requires active management.

Strategically, 21136 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Reisterstown:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
18/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Rising (+3.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,474/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Baltimore-Columbia-Towson, MD Metro Area
Even conditions for buyers and sellers
35 days
Average time to sell
Average
10.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Baltimore-Columbia-Towson, MD metro data
🏠

Property Strategy for 21136

Which property type performs best in this market?

Best for Cash Flow
1BR
8.5% cap rate
Best for Appreciation
1BR
+9.8% 5yr CAGR
Best Overall Value
2BR
$104,570/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $122,471 $1,450 8.5% +9.8% $122,471
2BR $209,140 $1,780 6.1% +7.8% $104,570
3BR $347,246 $2,280 4.7% +6.1% $115,749
4BR $527,741 $2,550 3.5% +5.9% $131,935
5BR $803,081 +6.7% $160,616

Market Trends

Home Value History (with trend line)

$430K$390K$350K$310K$270K$230KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,526$1,439$1,352$1,264$1,177$1,090Aug 2020Aug 2023Jul 2026

📊 How Does 21136 Compare?

Metric 21136 Reisterstown Baltimore-Columbia-Towson, MD Maryland
Home Value $415,828 $462,181 N/A $424,997
5-Year CAGR 3.5% 3.5% N/A 4.9%
Avg Rent $1,474 $1,538 N/A -
Cap Rate 2.8% 2.6% - -
💡 Why Invest in 21136? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 21136 (Reisterstown, MD). Anonymous, moderated, never written by AI.

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Property managers serving Baltimore County

Manage rentals here? List your business →

American Community Management provides community association management and HOA services across Maryland, Virginia, and D.C. summary from their website

HOA
Unclaimed — is this your business? Claim it free

Melan Property Management delivers proactive property management solutions for multifamily and commercial real estate across Maryland, Washington D.C., and Miami. summary from their website

Small multifamilyCommercial
Unclaimed — is this your business? Claim it free

Tidewater Property Management, Inc. is a family-owned company in the Mid-Atlantic providing full-service HOA, condo, and rental property management for single-family and multifamily properties. summary from their website

HOASmall multifamilySingle-familyCommercial
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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+3.5%
Moderate

📊 Market Snapshot

Home Value $415,828
Monthly Rent $1,474
Price-to-Rent 23.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 6.3%

📈 Home Appreciation

1-Year +3.2% ▲
3-Year CAGR +2.4% ▲
5-Year CAGR +3.5% ▲
10-Year CAGR +4.3% ▲

🏠 Rent Trends

1-Year +0.0% ▲
3-Year CAGR +2.8% ▲
5-Year CAGR +3.0% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.4%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+3.5%
Stable
Eviction process: Moderate Rent control: Moderate

Demographics in 21136

Population: 33,778

💰 Median Household Income
$105,300
This area
$105,300
State
$107,932
USA
$74,580
🏠 Renter Occupied
21.9%
This area
21.9%
State
23.8%
USA
34.0%
💼 Unemployment Rate
4.4%
This area
4.4%
State
-20.0%
USA
3.7%
🎓 College Educated
52.1%
This area
52.1%
State
10.6%
USA
33.7%
👤 Median Age
43.5 years
This area
43.5 years
State
1.9 years
USA
38.9 years
🏚️ Vacancy Rate
4.4%
This area
4.4%
State
11.4%
USA
10.5%
👥 Population by Ethnicity
White 56.0%
Black/African American 27.5%
Other/Mixed 8.8%
Asian 7.8%
Hispanic/Latino 3.9%
👶 Under 18
20.6%
This area
20.6%
USA
22.0%
👴 65 and Over
17.7%
This area
17.7%
USA
17.3%
📊 Poverty Rate
6.3%
This area
6.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 21136

A Avg School Grade
7 Schools
14.3:1 Avg Class Size
$18,242 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Chatsworth School

📚 Pre-K – 05 Elementary
👥
289 Students
👨‍🏫
9.6:1 Class Size
💰
$18,242 Per Student
A+ Excellent

Cedarmere Elementary

📚 Pre-K – 05 Elementary
👥
525 Students
👨‍🏫
14.5:1 Class Size
💰
$18,242 Per Student
A+ Excellent

Franklin Elementary

📚 Pre-K – 05 Elementary
👥
392 Students
👨‍🏫
14.4:1 Class Size
💰
$18,242 Per Student
A Very Good

Glyndon Elementary

📚 Pre-K – 05 Elementary
👥
460 Students
👨‍🏫
15.2:1 Class Size
💰
$18,242 Per Student
A Very Good

Reisterstown Elementary

📚 Pre-K – 05 Elementary
👥
527 Students
👨‍🏫
15.6:1 Class Size
💰
$18,242 Per Student
B+ Above Average

Franklin High

📚 09 – 12 High School
👥
1,493 Students
👨‍🏫
15.9:1 Class Size
💰
$18,242 Per Student
B+ Above Average

Franklin Middle

📚 06 – 08 Middle
👥
1,165 Students
👨‍🏫
15.2:1 Class Size
💰
$18,242 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 373 Off-Campus Students
C
Stevenson University
3,507 students · 4.6 mi
D
Empire Beauty School-Owings Mills
131 students · 6.4 mi
C+
Ner Israel Rabbinical College
449 students · 7.5 mi
C
Institute of Health Sciences
176 students · 8.1 mi
C
Carroll Community College
3,164 students · 10.2 mi
D
Baltimore Beauty & Barber School II
65 students · 10.3 mi
C
Bais HaMedrash and Mesivta of Baltimore
91 students · 10.4 mi
B
Women's Institute of Torah Seminary and College
191 students · 10.5 mi

Frequently Asked Questions

Is housing expensive in Reisterstown, MD?

Reisterstown, MD home values average about $416K. That price point suits investors targeting rentals with $1,474/mo in monthly income.

What do landlords charge for rent in Reisterstown, MD?

Rent in Reisterstown, MD is around $1,474/mo. The resulting rent-to-value relationship with $416K pricing is reasonable for most investor models.

How strong is the working-renter base in Reisterstown, MD?

The renter base in Reisterstown, MD is reasonable for the $1,474/mo price point. Screening well and pricing to market typically yields predictable tenants.

Is Reisterstown, MD good for house hacking?

House hacking in Reisterstown, MD is a challenging. With home values around $416K and rents at $1,474/mo, owner-occupants can offset a meaningful share of PITI.

Is Reisterstown, MD a friendly market for rental owners?

For rental operators, Reisterstown, MD rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

You know 21136 now. You don’t know where it ranks.

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How 21136 ranks in Baltimore-Columbia-Towson, MD

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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