Real Estate Investing in Marriottsville, Maryland (21104)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Carroll County • Population: 5,786 • Data updated: September 2026

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Should you buy in 21104 (Marriottsville, MD)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 28.8 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Marriottsville, MD (21104)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $733,393
Avg Monthly Rent $2,124
1% Rule ✗ Does Not Meet
Median Income $195,000
% Renters 5.0%

Market Analysis: 21104 Marriottsville

Put differently, ZIP 21104 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $733K median. It rewards specialists, not generalists.

For an experienced owner, 21104 can be a a strong candidate for hunting ground — but the discount at $733K reflects genuine risk that outside investors often underestimate.

From an investor standpoint, 21104 offers a low basis, the region around Marriottsville has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Put differently, 5,786 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Experienced landlords with local relationships tend to find 21104 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Marriottsville:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
18/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Stable (+2.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,124/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Baltimore-Columbia-Towson, MD Metro Area
Even conditions for buyers and sellers
35 days
Average time to sell
Average
10.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Baltimore-Columbia-Towson, MD metro data
🏠

Property Strategy for 21104

Which property type performs best in this market?

Best for Cash Flow
3BR
3.3% cap rate
Best for Appreciation
4BR
+6.4% 5yr CAGR
Best Overall Value
4BR
$188,104/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $660,072 $3,060 3.3% +5.9% $220,024
4BR $752,417 $3,470 3.3% +6.4% $188,104

Market Trends

Home Value History (with trend line)

$758K$687K$616K$545K$473K$402KJul 2006Jul 2016Jul 2026

📊 How Does 21104 Compare?

Metric 21104 Marriottsville Baltimore-Columbia-Towson, MD Maryland
Home Value $733,393 $697,345 N/A $424,997
5-Year CAGR 3.5% 3.5% N/A 4.9%
Avg Rent $2,124 $2,837 N/A -
Cap Rate 2.3% 3.2% - -
💡 Why Invest in 21104? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 21104 (Marriottsville, MD). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.3%
Low
5yr Growth
+3.5%
Moderate

📊 Market Snapshot

Home Value $733,393
Monthly Rent $2,124
Price-to-Rent 28.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.5%
Cap Rate 2.3%
5-Year IRR 5.8%

📈 Home Appreciation

1-Year +2.6% ▲
3-Year CAGR +2.3% ▲
5-Year CAGR +3.5% ▲
10-Year CAGR +3.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.3%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+3.5%
Stable
Eviction process: Moderate Rent control: Moderate

Demographics in 21104

Population: 5,786

💰 Median Household Income
$195,000
This area
$195,000
State
$107,932
USA
$74,580
🏠 Renter Occupied
5.0%
This area
5.0%
State
23.8%
USA
34.0%
💼 Unemployment Rate
1.0%
This area
1.0%
State
-20.0%
USA
3.7%
🎓 College Educated
57.4%
This area
57.4%
State
10.6%
USA
33.7%
👤 Median Age
46.1 years
This area
46.1 years
State
1.9 years
USA
38.9 years
🏚️ Vacancy Rate
2.3%
This area
2.3%
State
11.4%
USA
10.5%
👥 Population by Ethnicity
White 77.5%
Asian 10.7%
Other/Mixed 6.4%
Black/African American 5.5%
Hispanic/Latino 4.1%
👶 Under 18
21.5%
This area
21.5%
USA
22.0%
👴 65 and Over
19.1%
This area
19.1%
USA
17.3%
📊 Poverty Rate
1.2%
This area
1.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 21104

A Avg School Grade
2 Schools
16.6:1 Avg Class Size
$20,893 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Mount View Middle

📚 06 – 08 Middle
👥
876 Students
👨‍🏫
16.1:1 Class Size
💰
$20,893 Per Student
B+ Above Average

Marriotts Ridge High

📚 09 – 12 High School
👥
1,701 Students
👨‍🏫
17.0:1 Class Size
💰
$20,893 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 3,010 Off-Campus Students
D
Empire Beauty School-Owings Mills
131 students · 8.6 mi
C+
Ner Israel Rabbinical College
449 students · 8.6 mi
C
Stevenson University
3,507 students · 8.7 mi
C
North American Trade Schools
529 students · 8.8 mi
C
Howard Community College
8,540 students · 9.6 mi
B
Women's Institute of Torah Seminary and College
191 students · 11.1 mi
B
University of Maryland-Baltimore County
14,148 students · 12.3 mi
C
Bais HaMedrash and Mesivta of Baltimore
91 students · 12.6 mi

Investor Insight: With 3,010 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Marriottsville, MD a smart market for rental property?

Our data puts Marriottsville, MD at 3.0/5 for investability. Home prices of $733K and rents around $2,124/mo create a solid backdrop for investor activity.

How much rent can I charge in Marriottsville, MD?

The typical rental in Marriottsville, MD commands about $2,124/mo monthly. That rent profile consistent cash flow against the $733K purchase basis.

What is the best play in Marriottsville, MD?

A careful cash-flow rentals with hands-on management strategy Marriottsville, MD best. The market produces even-keeled results for that approach at the $733K price point.

What kind of vacancy should I budget for in Marriottsville, MD?

Marriottsville, MD carries elevated vacancy risk. Expect consistent absorption at market rents of $2,124/mo.

Is Marriottsville, MD good for house hacking?

House hacking in Marriottsville, MD is reasonable to execute. Prices around $733K and rents of $2,124/mo solid owner-occupant economics.

You know 21104 now. You don’t know where it ranks.

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How 21104 ranks in Baltimore-Columbia-Towson, MD

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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