Real Estate Investing in Windsor Mill, Maryland (21244)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 21244 (Windsor Mill, MD)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Windsor Mill, MD (21244)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 21244 Windsor Mill
Not every below-median market is a bargain. Windsor Mill's 21244 ZIP records signals that favor experienced operators who can absorb the risk $329K pricing implies.
Meanwhile, the numbers look inviting — $329K purchase price, 0.0% nominal cap — the work to hit that pro forma in 21244 is substantial and deserves full respect.
In the broader MD picture, 21244 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Who lives in 21244 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
New investors are better served looking at Windsor Mill's stable or hybrid ZIPs before stepping into 21244. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Windsor Mill:
Property Strategy for 21244
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $236,210 | $1,870 | 5.7% | +5.9% | $118,105 |
| 3BR | $323,417 | $2,370 | 5.3% | +5.9% | $107,806 |
| 4BR | $389,740 | $2,630 | 4.9% | +5.4% | $97,435 |
| 5BR | $446,739 | — | — | +5.2% | $89,348 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 21244 Compare?
| Metric | 21244 | Windsor Mill | Baltimore-Columbia-Towson, MD | Maryland |
|---|---|---|---|---|
| Home Value | $329,183 | $329,183 | N/A | $424,997 |
| 5-Year CAGR | 3.4% | 3.4% | N/A | 4.9% |
| Avg Rent | $1,528 | $1,528 | N/A | - |
| Cap Rate | 3.6% | 3.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 21244 (Windsor Mill, MD). Anonymous, moderated, never written by AI.
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Property managers serving Baltimore County
Manage rentals here? List your business →American Community Management provides community association management and HOA services across Maryland, Virginia, and D.C. summary from their website
Melan Property Management delivers proactive property management solutions for multifamily and commercial real estate across Maryland, Washington D.C., and Miami. summary from their website
Tidewater Property Management, Inc. is a family-owned company in the Mid-Atlantic providing full-service HOA, condo, and rental property management for single-family and multifamily properties. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $329,183 |
| Monthly Rent | $1,528 |
| Price-to-Rent | 18.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.6% |
| Cap Rate | 3.6% |
| 5-Year IRR | 7.0% |
📈 Home Appreciation
| 1-Year | +3.8% ▲ |
| 3-Year CAGR | +2.4% ▲ |
| 5-Year CAGR | +3.4% ▲ |
| 10-Year CAGR | +5.5% ▲ |
🏠 Rent Trends
| 1-Year | -3.3% ▼ |
| 3-Year CAGR | +2.2% ▲ |
| 5-Year CAGR | +2.0% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 21244
Population: 39,545
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 21244
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 4,119 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What kind of market is Windsor Mill, MD for investors?
Our data puts Windsor Mill, MD at 3.0/5 for investability. Home prices of $329K and rents around $1,528/mo create a solid backdrop for investor activity.
Do landlords face vacancy issues in Windsor Mill, MD?
Rental vacancy in Windsor Mill, MD is elevated. Investors should budget normal turnover but not chronic empty units.
How deep is the rental pool in Windsor Mill, MD?
Expect a solid tenant pool in Windsor Mill, MD. The rental market absorbs $1,528/mo rents without meaningful friction.
How do experienced investors play Windsor Mill, MD?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Windsor Mill, MD. The numbers - $329K homes against $1,528/mo rents - support that play.
Are rents high in Windsor Mill, MD?
Windsor Mill, MD rentals go for roughly $1,528/mo a month. That puts gross yield in solid territory relative to $329K acquisition costs.
You know 21244 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 21244 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 21244 ranks in Baltimore-Columbia-Towson, MD
Every ZIP in this metro, ranked. Free.
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Community Ratings
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