Real Estate Investing in Crownsville, Maryland (21032)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Anne Arundel County • Population: 8,553 • Data updated: September 2026

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Should you buy in 21032 (Crownsville, MD)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Crownsville, MD (21032)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $678,729
Avg Monthly Rent $2,358
1% Rule ✗ Does Not Meet
Median Income $142,202
% Renters 9.8%

Market Analysis: 21032 Crownsville

Not every below-median market is a bargain. Crownsville's 21032 ZIP posts signals that favor experienced operators who can absorb the risk $679K pricing implies.

The 21032 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Statewide comparisons place 21032 among MD's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The 21032 ZIP's population of 8,553 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that posts the need for careful underwriting.

The 21032 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Crownsville:

C+ Average
Buy Confidence Score: 60/100
Affordability
10/25
Appreciation
18/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.8× the median income
Value Trend
Rising (+3.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,358/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Baltimore-Columbia-Towson, MD Metro Area
Even conditions for buyers and sellers
35 days
Average time to sell
Average
10.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Baltimore-Columbia-Towson, MD metro data
🏠

Property Strategy for 21032

Which property type performs best in this market?

Best for Cash Flow
2BR
4.5% cap rate
Best for Appreciation
5BR
+7.8% 5yr CAGR
Best Overall Value
3BR
$177,912/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $414,709 $2,620 4.5% +5.2% $207,355
3BR $533,737 $3,330 4.5% +5.3% $177,912
4BR $768,259 $3,680 3.4% +6.2% $192,065
5BR $1,216,830 +7.8% $243,366

Market Trends

Home Value History (with trend line)

$705K$639K$573K$507K$441K$376KJul 2006Jul 2016Jul 2026

📊 How Does 21032 Compare?

Metric 21032 Crownsville Baltimore-Columbia-Towson, MD Maryland
Home Value $678,729 $678,729 N/A $424,997
5-Year CAGR 3.7% 3.7% N/A 4.9%
Avg Rent $2,358 $2,358 N/A -
Cap Rate 2.7% 2.7% - -
💡 Why Invest in 21032? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 21032 (Crownsville, MD). Anonymous, moderated, never written by AI.

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Property managers serving Anne Arundel County

Manage rentals here? List your business →

American Community Management provides community association management and HOA services across Maryland, Virginia, and D.C. summary from their website

HOA
Unclaimed — is this your business? Claim it free

Annapolis Property Services offers property management for homes, apartments, and house rentals, including marketing, tenant screening, rent guarantee, and maintenance. summary from their website

Single-familySmall multifamily
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J&L Property Management offers back-office support for association needs, including self-managed, on-site, and portfolio-managed communities. summary from their website

HOA
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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+3.7%
Moderate

📊 Market Snapshot

Home Value $678,729
Monthly Rent $2,358
Price-to-Rent 24.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 6.4%

📈 Home Appreciation

1-Year +3.8% ▲
3-Year CAGR +3.7% ▲
5-Year CAGR +3.7% ▲
10-Year CAGR +4.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.6%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+3.7%
Stable
Eviction process: Moderate Rent control: Moderate

Demographics in 21032

Population: 8,553

💰 Median Household Income
$142,202
This area
$142,202
State
$107,932
USA
$74,580
🏠 Renter Occupied
9.8%
This area
9.8%
State
23.8%
USA
34.0%
💼 Unemployment Rate
1.6%
This area
1.6%
State
-20.0%
USA
3.7%
🎓 College Educated
43.5%
This area
43.5%
State
10.6%
USA
33.7%
👤 Median Age
51.5 years
This area
51.5 years
State
1.9 years
USA
38.9 years
🏚️ Vacancy Rate
6.6%
This area
6.6%
State
11.4%
USA
10.5%
👥 Population by Ethnicity
White 86.6%
Black/African American 7.6%
Other/Mixed 4.4%
Hispanic/Latino 3.5%
Asian 1.4%
👶 Under 18
15.4%
This area
15.4%
USA
22.0%
👴 65 and Over
23.1%
This area
23.1%
USA
17.3%
📊 Poverty Rate
0.6%
This area
0.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 21032

A+ Avg School Grade
2 Schools
12.9:1 Avg Class Size
$20,372 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Mountain View Elementary

📚 Pre-K – 05 Elementary
👥
663 Students
👨‍🏫
13.1:1 Class Size
💰
$20,784 Per Student
A Very Good

South Shore Elementary

📚 K – 05 Elementary
👥
281 Students
👨‍🏫
12.7:1 Class Size
💰
$19,959 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 8,476 Off-Campus Students
C
The Temple Annapolis-A Paul Mitchell Partner School
221 students · 4.9 mi
C
Anne Arundel Community College
11,158 students · 5.0 mi
C+
St. John's College
578 students · 7.0 mi
A
United States Naval Academy
4,465 students · 7.5 mi
C+
Bowie State University
6,408 students · 8.4 mi
D
Empire Beauty School-Glen Burnie
73 students · 11.7 mi
C
Aspen Beauty Academy of Laurel
118 students · 12.6 mi
D
Cortiva Institute
251 students · 13.1 mi

Investor Insight: With 8,476 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How quickly do rentals get leased in Crownsville, MD?

Crownsville, MD vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Are rents high in Crownsville, MD?

Investors in Crownsville, MD typically see rents near $2,358/mo per month against $679K home values - a solid setup for rental cash flow.

What investment strategy works best in Crownsville, MD?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Crownsville, MD. The numbers - $679K homes against $2,358/mo rents - support that play.

How qualified is the tenant pool in Crownsville, MD?

Tenant quality in Crownsville, MD ranks as solid. Landlords generally report even-keeled occupancy at market rents of $2,358/mo.

Does Crownsville, MD make sense for an investment property?

Investors tracking Crownsville, MD will find a 3.0/5 rating supported by $679K median home values and $2,358/mo rents. That profile suits long-term holders targeting steady returns.

You know 21032 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 21032 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 21032 ranks in Baltimore-Columbia-Towson, MD

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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