Real Estate Investing in Severna Park, Maryland (21146)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 21146 (Severna Park, MD)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Severna Park, MD (21146)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 21146 Severna Park
Investors eyeing 21146 need to respect the fundamentals at play. Home values of $754K come alongside slower price movement and elevated management overhead.
The 21146 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
ZIP 21146's metrics run below Anne Arundel County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Resident income in 21146 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
The 21146 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Severna Park:
Property Strategy for 21146
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $446,131 | $2,250 | 3.6% | +4.3% | $223,065 |
| 3BR | $620,229 | $2,880 | 3.3% | +5.6% | $206,743 |
| 4BR | $766,009 | $3,230 | 3.0% | +5.9% | $191,502 |
| 5BR | $928,015 | — | — | +6.2% | $185,603 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 21146 Compare?
| Metric | 21146 | Severna Park | Baltimore-Columbia-Towson, MD | Maryland |
|---|---|---|---|---|
| Home Value | $753,929 | $753,929 | N/A | $424,997 |
| 5-Year CAGR | 3.7% | 3.7% | N/A | 4.9% |
| Avg Rent | $3,863 | $3,863 | N/A | - |
| Cap Rate | 4.0% | 4.0% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 21146 (Severna Park, MD). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 21146 (Severna Park, MD)?
~25 seconds · no account needed · your report is anonymous
Property managers serving Anne Arundel County
Manage rentals here? List your business →American Community Management provides community association management and HOA services across Maryland, Virginia, and D.C. summary from their website
Annapolis Property Services offers property management for homes, apartments, and house rentals, including marketing, tenant screening, rent guarantee, and maintenance. summary from their website
J&L Property Management offers back-office support for association needs, including self-managed, on-site, and portfolio-managed communities. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $753,929 |
| Monthly Rent | $3,863 |
| Price-to-Rent | 16.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.2% |
| Cap Rate | 4.0% |
| 5-Year IRR | 7.7% |
📈 Home Appreciation
| 1-Year | +4.8% ▲ |
| 3-Year CAGR | +3.5% ▲ |
| 5-Year CAGR | +3.7% ▲ |
| 10-Year CAGR | +4.3% ▲ |
🏠 Rent Trends
| 1-Year | +23.8% ▲ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 21146
Population: 28,489
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 21146
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 8,476 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How much rent can I charge in Severna Park, MD?
The typical rental in Severna Park, MD commands about $3,863/mo monthly. That rent profile consistent cash flow against the $754K purchase basis.
What type of investing works in Severna Park, MD?
For Severna Park, MD, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
Is Severna Park in MD worth investing in?
The 3.0/5 investability rating in Severna Park, MD reflects its $754K prices and $3,863/mo rents. Investors generally consider it a solid option within MD.
What kind of tenants rent in Severna Park, MD?
The tenant pool in Severna Park, MD is solid, supported by local employment and population fundamentals. Rents of $3,863/mo are well-absorbed by the market.
Are homes affordable in Severna Park, MD?
Homes in Severna Park, MD typically sell near $754K. Prices have moved at a 0.0% 5-year CAGR, which steady long-term demand.
You know 21146 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 21146 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 21146 ranks in Baltimore-Columbia-Towson, MD
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 21146 (Severna Park)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 21146 (Severna Park, MD).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.