Real Estate Investing in Takoma Park, Maryland (20912)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 20912 (Takoma Park, MD)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High price-to-rent: Price-to-rent ratio 36.3 — hard to cash-flow at these prices.
What’s happening in Takoma Park, MD (20912)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 20912 Takoma Park
Not every below-median market is a bargain. Takoma Park's 20912 ZIP comes in at signals that favor experienced operators who can absorb the risk $692K pricing implies.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 20912 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
The gap between 20912 and stronger Takoma Park ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Who lives in 20912 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Experienced landlords with local relationships tend to find 20912 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Takoma Park:
Property Strategy for 20912
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $195,992 | $1,700 | 6.2% | +1.0% | $195,992 |
| 2BR | $328,191 | $1,900 | 4.2% | +1.4% | $164,095 |
| 3BR | $695,278 | $2,400 | 2.5% | +4.1% | $231,759 |
| 4BR | $854,163 | $2,820 | 2.4% | +4.3% | $213,541 |
| 5BR | $1,012,774 | — | — | +4.7% | $202,555 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 20912 Compare?
| Metric | 20912 | Takoma Park | Maryland |
|---|---|---|---|
| Home Value | $691,943 | $691,943 | $424,997 |
| 5-Year CAGR | 2.1% | 2.1% | 4.9% |
| Avg Rent | $1,587 | $1,587 | - |
| Cap Rate | 1.8% | 1.8% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 20912 (Takoma Park, MD). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 20912 (Takoma Park, MD)?
~25 seconds · no account needed · your report is anonymous
Property managers serving Montgomery County
Manage rentals here? List your business →American Community Management provides community association management and HOA services across Maryland, Virginia, and D.C. summary from their website
Iko Community Management provides HOA and community association management services in Columbia, MD and Suburban Maryland. summary from their website
Melan Property Management delivers proactive property management solutions for multifamily and commercial real estate across Maryland, Washington D.C., and Miami. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $691,943 |
| Monthly Rent | $1,587 |
| Price-to-Rent | 36.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.8% |
| Cap Rate | 1.8% |
| 5-Year IRR | 3.9% |
📈 Home Appreciation
| 1-Year | +2.0% ▲ |
| 3-Year CAGR | +2.1% ▲ |
| 5-Year CAGR | +2.1% ▲ |
| 10-Year CAGR | +3.8% ▲ |
🏠 Rent Trends
| 1-Year | -9.5% ▼ |
| 3-Year CAGR | -1.3% ▼ |
| 5-Year CAGR | +2.2% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 20912
Population: 25,428
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 20912
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Barnard ES
Brightwood ES
Chillum Elementary
Cool Spring Elementary
Cresthaven Elementary
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,673 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the smart move for investors in Takoma Park, MD?
Takoma Park, MD investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($692K prices, $1,587/mo rents) make it a reasonable choice.
How deep is the rental pool in Takoma Park, MD?
Tenant demand in Takoma Park, MD is solid. The local workforce $1,587/mo rents across most rental classes.
Should investors worry about vacancy in Takoma Park, MD?
Takoma Park, MD vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
What does house hacking look like in Takoma Park, MD?
The house hack math a challenging in Takoma Park, MD. Owner-occupant buyers benefit from the $1,587/mo rents and $692K home values.
Is real estate in Takoma Park, MD a good investment right now?
The 2.0/5 investability rating in Takoma Park, MD reflects its $692K prices and $1,587/mo rents. Investors generally consider it a solid option within MD.
You know 20912 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 20912 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 20912 ranks in Washington-Arlington-Alexandria, DC-VA-MD-WV
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 20912 (Takoma Park)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 20912 (Takoma Park, MD).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.