Real Estate Investing in Washington, District of Columbia (20012)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

District of Columbia • Population: 17,662 • Data updated: September 2026

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Should you buy in 20012 (Washington, DC)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (31/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
3 flags
  • Declining values: -0.1% 5-year CAGR — values have moved lower.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 28.1 — hard to cash-flow at these prices.

What’s happening in Washington, DC (20012)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $797,104
Avg Monthly Rent $2,366
1% Rule ✗ Does Not Meet
Median Income $110,375
% Renters 39.7%

Market Analysis: 20012 Washington

ZIP 20012 inside District of Columbia looks affordable on the surface — median value of $797K — but the discount exists for reasons that a careful buyer should understand before committing.

Put differently, the numbers look inviting — $797K purchase price, 0.0% nominal cap — the work to hit that pro forma in 20012 is substantial and deserves full respect.

The gap between 20012 and stronger Washington ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Employment concentration in 20012 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategically, 20012 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Washington:

D Needs Caution
Buy Confidence Score: 44/100
Affordability
5/25
Appreciation
5/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.2× the median income
Value Trend
Rising (+3.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,366/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 20012

Which property type performs best in this market?

Best for Cash Flow
1BR
3.4% cap rate
Best for Appreciation
4BR
+3.1% 5yr CAGR
Best Overall Value
3BR
$238,722/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $334,648 $1,590 3.4% -0.6% $334,648
2BR $524,004 $1,770 2.4% -0.4% $262,002
3BR $716,167 $2,230 2.2% +0.3% $238,722
4BR $1,017,017 $2,630 1.9% +3.1% $254,254
5BR $1,233,754 +3.1% $246,751

Market Trends

Home Value History (with trend line)

$883K$786K$689K$592K$495K$398KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,462$2,380$2,298$2,215$2,133$2,050Jan 2022May 2024Jul 2026

📊 How Does 20012 Compare?

Metric 20012 Washington District of Columbia
Home Value $797,104 $252,600 $579,156
5-Year CAGR N/A N/A N/A
Avg Rent $2,366 $2,416 -
Cap Rate 2.3% 3.5% -
💡 Why Invest in 20012? Click to expand

A healthy rental market with 40% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 20012 (Washington, DC). Anonymous, moderated, never written by AI.

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Property managers serving District of Columbia County

Manage rentals here? List your business →

Columbia Property Management provides property management services in Washington, DC, focusing on care, compassion, reliability, consistency, and high-quality service. summary from their website

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EASE Property Services provides property services. summary from their website

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Real Property Management DC Metro offers property management services in Washington DC. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
2.3%
Low
5yr Growth
-0.1%
Declining

📊 Market Snapshot

Home Value $797,104
Monthly Rent $2,366
Price-to-Rent 28.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.6%
Cap Rate 2.3%
5-Year IRR 2.2%

📈 Home Appreciation

1-Year +3.1% ▲
3-Year CAGR -0.4% ▼
5-Year CAGR -0.1% ▼
10-Year CAGR +3.2% ▲

🏠 Rent Trends

1-Year +6.0% ▲
3-Year CAGR +2.7% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.7%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
-0.1%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 20012

Population: 17,662

💰 Median Household Income
$110,375
This area
$110,375
State
$111,161
USA
$74,580
🏠 Renter Occupied
39.7%
This area
39.7%
State
61.0%
USA
34.0%
💼 Unemployment Rate
5.4%
This area
5.4%
State
-471.7%
USA
3.7%
🎓 College Educated
58.6%
This area
58.6%
State
-439.1%
USA
33.7%
👤 Median Age
39.6 years
This area
39.6 years
State
-455.9 years
USA
38.9 years
🏚️ Vacancy Rate
6.7%
This area
6.7%
State
18.0%
USA
10.5%
👥 Population by Ethnicity
Black/African American 57.0%
White 22.6%
Other/Mixed 19.4%
Hispanic/Latino 14.4%
Asian 0.9%
👶 Under 18
25.5%
This area
25.5%
USA
22.0%
👴 65 and Over
16.9%
This area
16.9%
USA
17.3%
📊 Poverty Rate
3.0%
This area
3.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 20012

A+ Avg School Grade
4 Schools
12.2:1 Avg Class Size
$32,868 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Shepherd ES

📚 Pre-K – 05 Elementary
👥
363 Students
👨‍🏫
11.9:1 Class Size
💰
$36,134 Per Student
A+ Excellent

Takoma ES

📚 Pre-K – 05 Elementary
👥
483 Students
👨‍🏫
10.7:1 Class Size
💰
$36,134 Per Student
A Very Good

Breakthrough Montessori PCS

📚 Pre-K – 06 School Charter
👥
369 Students
👨‍🏫
15.4:1 Class Size
💰
$33,398 Per Student
A Very Good

District of Columbia International School

📚 06 – 12 High School Charter
👥
1,619 Students
👨‍🏫
10.6:1 Class Size
💰
$25,805 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Barnard ES

📚 Pre-K – 05 Elementary
📍 430 Decatur St. NW, Washington
👥
591 Students
👨‍🏫
10.6:1 Class Size
💰
$36,134 Per Student
A+ Excellent

Brightwood ES

📚 Pre-K – 05 Elementary
📍 1300 Nicholson St. NW, Washington
👥
603 Students
👨‍🏫
9.0:1 Class Size
💰
$36,134 Per Student
A+ Excellent

Dorothy I. Height ES

📚 Pre-K – 05 Elementary
📍 4300 13th St. NW, Washington
👥
396 Students
👨‍🏫
8.7:1 Class Size
💰
$36,134 Per Student
A+ Excellent

Ida B. Wells MS

📚 06 – 08 Middle
📍 405 Sheridan St. NW, Washington
👥
540 Students
👨‍🏫
11.4:1 Class Size
💰
$36,134 Per Student
A+ Excellent

John Lewis ES

📚 Pre-K – 05 Elementary
📍 1335 Farragut St NW, Washington
👥
493 Students
👨‍🏫
11.9:1 Class Size
💰
$36,134 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,958 Off-Campus Students
C+
Washington Adventist University
695 students · 1.7 mi
D
Montgomery Beauty School
68 students · 2.1 mi
C+
University of the District of Columbia
3,855 students · 3.1 mi
C+
The Catholic University of America
5,171 students · 3.6 mi
C
Pontifical John Paul II Institute for Studies on Marriage and Family
63 students · 3.6 mi
C
Pontifical Faculty of the Immaculate Conception at the Dominican House of Studies
73 students · 3.7 mi
D
Bennett Career Institute
177 students · 3.7 mi
C
Trinity Washington University
1,865 students · 3.8 mi

Investor Insight: With 1,958 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much should I expect to pay for a home in Washington, DC?

Expect median prices around $797K in Washington, DC. The market has run at a 0.0% 5-year CAGR, so entry costs have been even-keeled.

What is the typical renter like in Washington, DC?

Tenant quality in Washington, DC ranks as solid. Landlords generally report stable occupancy at market rents of $2,366/mo.

Can owner-occupants cash flow in Washington, DC?

Washington, DC is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $797K price point reasonable to enter.

Does Washington, DC make sense for an investment property?

The 2.0/5 investability rating in Washington, DC reflects its $797K prices and $2,366/mo rents. Investors generally consider it a solid option within DC.

Does Washington, DC favor landlords or tenants?

Rental owners in Washington, DC deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.

You know 20012 now. You don’t know where it ranks.

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How 20012 ranks in Washington-Arlington-Alexandria, DC-VA-MD-WV

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Cash Flow → Appreciation → Affordable →
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