Real Estate Investing in Meshoppen, Pennsylvania (18630)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Susquehanna County • Population: 3,027 • Data updated: September 2026

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Should you buy in 18630 (Meshoppen, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (53/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 21.8% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Meshoppen, PA (18630)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $243,977
Avg Monthly Rent $999
1% Rule ✗ Does Not Meet
Median Income $80,820
% Renters 22.5%

Market Analysis: 18630 Meshoppen

ZIP 18630 in Meshoppen, PA carries a significant set of headwinds. Home values near $244K and rents of $999/mo sit inside a market where underwriting has to be tight.

On the rental side, the numbers look inviting — $244K purchase price, 0.0% nominal cap — the work to hit that pro forma in 18630 is substantial and deserves full respect.

Within PA, ZIP 18630 trails on several market indicators that neighboring Susquehanna County submarkets outperform. The gap is real and notable enough to shape underwriting.

Who lives in 18630 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategically, 18630 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Meshoppen:

C+ Average
Buy Confidence Score: 64/100
Affordability
20/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 3× the median income
Value Trend
Rising (+4.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $999/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Scranton--Wilkes-Barre, PA Metro Area
Even conditions for buyers and sellers
39 days
Average time to sell
Average
9.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Scranton--Wilkes-Barre, PA metro data

Market Trends

Home Value History (with trend line)

$254K$235K$216K$197K$179K$160KMar 2015Nov 2020Jul 2026

📊 How Does 18630 Compare?

Metric 18630 Meshoppen Scranton--Wilkes-Barre, PA Pennsylvania
Home Value $243,977 $243,977 N/A $278,018
5-Year CAGR 2.9% 2.9% N/A 6.3%
Avg Rent $999 $999 N/A -
Cap Rate 3.2% 3.2% - -
💡 Why Invest in 18630? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 18630 (Meshoppen, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+2.9%
Slow

📊 Market Snapshot

Home Value $243,977
Monthly Rent $999
Price-to-Rent 20.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 6.1%

📈 Home Appreciation

1-Year +4.2% ▲
3-Year CAGR +2.7% ▲
5-Year CAGR +2.9% ▲
10-Year CAGR +2.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
21.8%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+2.9%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 18630

Population: 3,027

💰 Median Household Income
$80,820
This area
$80,820
State
$73,647
USA
$74,580
🏠 Renter Occupied
22.5%
This area
22.5%
State
23.0%
USA
34.0%
💼 Unemployment Rate
2.5%
This area
2.5%
State
-7.4%
USA
3.7%
🎓 College Educated
17.1%
This area
17.1%
State
12.3%
USA
33.7%
👤 Median Age
45.8 years
This area
45.8 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
21.8%
This area
21.8%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 95.2%
Other/Mixed 4.0%
Hispanic/Latino 2.1%
Asian 0.5%
Black/African American 0.4%
👶 Under 18
22.2%
This area
22.2%
USA
22.0%
👴 65 and Over
20.3%
This area
20.3%
USA
17.3%
📊 Poverty Rate
10.2%
This area
10.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby
B
Susquehanna County Career and Technology Center
59 students · 6.4 mi
C
Keystone College
1,051 students · 14.8 mi

Frequently Asked Questions

Is Meshoppen, PA a good market for buy-and-hold investors?

Investors tracking Meshoppen, PA will find a 3.0/5 rating supported by $244K median home values and $999/mo rents. That profile suits long-term holders targeting reliable returns.

Where do rents currently stand in Meshoppen, PA?

Investors in Meshoppen, PA typically see rents near $999/mo per month against $244K home values - a solid setup for rental cash flow.

What type of investing works in Meshoppen, PA?

Investors usually favor careful cash-flow rentals with hands-on management in Meshoppen, PA. With home values at $244K and rents near $999/mo, other strategies can work but produce reliable rather than outsized returns.

Is it easy to find good tenants in Meshoppen, PA?

Tenant demand in Meshoppen, PA is solid. The local workforce $999/mo rents across most rental classes.

How tight is the rental market in Meshoppen, PA?

Meshoppen, PA carries elevated vacancy risk. Expect reliable absorption at market rents of $999/mo.

You know 18630 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 18630 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 18630 ranks in Scranton--Wilkes-Barre, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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