Real Estate Investing in Shamokin, Pennsylvania (17872)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Northumberland County • Population: 8,950 • Data updated: September 2026

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Should you buy in 17872 (Shamokin, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
STRONG
4.0 / 5 (86/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 27.9% of homes vacant — above national norms.
  • Elevated poverty: 20.7% poverty rate — can affect rent collection.
  • Lower household income: $36,842 median — tenant affordability is tighter.

What’s happening in Shamokin, PA (17872)?

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4.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $55,050
Avg Monthly Rent $848
1% Rule ✓ Meets
Median Income $36,842
% Renters 34.0%

Market Analysis: 17872 Shamokin

Homes in the 17872 ZIP trade near $55K, a discount that has historically rewarded investors willing to renovate. Rent comps near $848/mo support the pro forma.

Investors in 17872 do not buy the market average — they buy the unit they can improve. $55K median pricing and $848/mo comps define the envelope within which the work has to pay.

In Northumberland County, 17872 is part of the operational map, not the passive one. The spread between median price and renovated comp reflects the work available.

The worth a close look for angle on demographics here is renter willingness to pay a premium for renovated product. The 34% rental share provides scale for the strategy.

The robust opportunity in 17872 is buying the worst house on the block, fixing it, and renting it at the top of the local band. That is the strategy, repeated.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Shamokin:

C+ Average
Buy Confidence Score: 69/100
Affordability
25/25
Appreciation
14/25
Stability
9/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.5× the median income
Value Trend
Declining (-2.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $848/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Sunbury, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
10.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sunbury, PA metro data

Market Trends

Home Value History (with trend line)

$63K$57K$51K$45K$39K$33KFeb 2009Nov 2017Jul 2026

Rent History (with trend line)

No data available

📊 How Does 17872 Compare?

Metric 17872 Shamokin Sunbury, PA Pennsylvania
Home Value $55,050 $55,050 N/A $278,018
5-Year CAGR 1.8% 1.8% N/A 6.3%
Avg Rent $848 $848 N/A -
Cap Rate 12.0% 12.0% - -
💡 Why Invest in 17872? Click to expand

This ZIP code meets the 1% rule with rent at $848/mo on homes averaging $55,050 — a strong indicator of cash flow potential.

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 17872 (Shamokin, PA). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
12.0%
Excellent
5yr Growth
+1.8%
Slow

📉 Market Crash Risk Index

Based on Sunbury, PA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
59%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $55,050
Monthly Rent $848
Price-to-Rent 5.4:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 18.5%
Cap Rate 12.0%
5-Year IRR 13.8%

📈 Home Appreciation

1-Year -2.4% ▼
3-Year CAGR +3.8% ▲
5-Year CAGR +1.8% ▲
10-Year CAGR +2.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 12.0%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (12.0%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
27.9%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+1.8%
Flat
Eviction process: Moderate Rent control: Favorable

Demographics in 17872

Population: 8,950

💰 Median Household Income
$36,842
This area
$36,842
State
$73,647
USA
$74,580
🏠 Renter Occupied
34.0%
This area
34.0%
State
23.0%
USA
34.0%
💼 Unemployment Rate
4.0%
This area
4.0%
State
-7.4%
USA
3.7%
🎓 College Educated
13.6%
This area
13.6%
State
12.3%
USA
33.7%
👤 Median Age
41.1 years
This area
41.1 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
27.9%
This area
27.9%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 85.2%
Other/Mixed 12.8%
Hispanic/Latino 3.5%
Black/African American 1.9%
Asian 0.1%
👶 Under 18
22.8%
This area
22.8%
USA
22.0%
👴 65 and Over
17.7%
This area
17.7%
USA
17.3%
📊 Poverty Rate
20.7%
This area
20.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

3 Nearby
C
Triangle Tech Inc-Sunbury
64 students · 10.0 mi
C
Empire Beauty School-Shamokin Dam
75 students · 12.2 mi
C+
Susquehanna University
2,247 students · 13.9 mi

Frequently Asked Questions

Where do home prices stand in Shamokin, PA?

In Shamokin, PA the median home value sits at $55K. Against the broader PA market, that reads as reasonable for most investors.

How well does BRRRR work in Shamokin, PA?

BRRRR in Shamokin, PA is a strong. The interplay of $55K values and $848/mo rents creates reasonable refinance conditions.

Does rental property in Shamokin, PA pass the 1% rule?

The 1% rule in Shamokin, PA is reasonable to achieve. Rent-to-price at the median ($848/mo on $55K) lands around 1.54%.

Is Shamokin, PA suited for a house hack?

Shamokin, PA is a an attractive market for house hackers. FHA or conventional owner-occupant buyers find the $55K price point reasonable to enter.

What is the best play in Shamokin, PA?

Investors usually favor value-add and BRRRR deals in Shamokin, PA. With home values at $55K and rents near $848/mo, other strategies can work but produce steady rather than outsized returns.

You know 17872 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 17872 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 17872 ranks in Sunbury, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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