Real Estate Investing in Coal Township, Pennsylvania (17866)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Northumberland County • Population: 9,808 • Data updated: September 2026

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Should you buy in 17866 (Coal Township, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (78/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
STRONG
5.0 / 5 (100/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 11.4% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Coal Township, PA (17866)?

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5.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $69,122
Avg Monthly Rent $873
1% Rule ✓ Meets
Median Income $47,943
% Renters 19.7%

Market Analysis: 17866 Coal Township

In Coal Township's 17866 ZIP, the arithmetic favors hands-on owners. Median home values posts $69K, leaving spread for capex-heavy BRRRR or reposition strategies.

Flippers and value-add operators have treated 17866 as a working ZIP for a reason. Entry prices around $69K and a deep rental base of 20% renters underpin the exit strategy on both the sale and rent sides.

Regionally, 17866 sits on the affordable end of the Northumberland County map. Put differently, the absolute numbers are modest, the spread between acquisition price and post-rehab value is wider than in turnkey ZIPs.

Looking more closely, incomes in 17866 sit below the county median, the tenant pool is deep and the demand for upgraded rental stock consistently outruns supply.

Value-add plays pencil in 17866 when three things line up: a sub-median purchase, a realistic rehab budget, and a post-rehab rent comp that stands up. All three are present in this ZIP.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Coal Township:

B Good
Buy Confidence Score: 73/100
Affordability
25/25
Appreciation
18/25
Stability
9/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.4× the median income
Value Trend
Rising (+6.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Sunbury, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
10.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sunbury, PA metro data

Market Trends

Home Value History (with trend line)

$83K$75K$68K$60K$52K$45KMar 2009Nov 2017Jul 2026

📊 How Does 17866 Compare?

Metric 17866 Coal Township Sunbury, PA Pennsylvania
Home Value $69,122 $69,122 N/A $278,018
5-Year CAGR 3.7% 3.7% N/A 6.3%
Avg Rent $873 $873 N/A -
Cap Rate 9.9% 9.9% - -
💡 Why Invest in 17866? Click to expand

This ZIP code meets the 1% rule with rent at $873/mo on homes averaging $69,122 — a strong indicator of cash flow potential.

Our analysis gives this area a 5/5 investability rating, placing it in the top tier for rental property potential.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 17866 (Coal Township, PA). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
9.9%
Excellent
5yr Growth
+3.7%
Moderate

📉 Market Crash Risk Index

Based on Sunbury, PA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
59%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $69,122
Monthly Rent $873
Price-to-Rent 6.6:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 15.2%
Cap Rate 9.9%
5-Year IRR 13.5%

📈 Home Appreciation

1-Year +6.7% ▲
3-Year CAGR +6.0% ▲
5-Year CAGR +3.7% ▲
10-Year CAGR +2.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 9.9%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (9.9%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.4%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+3.7%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 17866

Population: 9,808

💰 Median Household Income
$47,943
This area
$47,943
State
$73,647
USA
$74,580
🏠 Renter Occupied
19.7%
This area
19.7%
State
23.0%
USA
34.0%
💼 Unemployment Rate
3.3%
This area
3.3%
State
-7.4%
USA
3.7%
🎓 College Educated
11.2%
This area
11.2%
State
12.3%
USA
33.7%
👤 Median Age
43.3 years
This area
43.3 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
11.4%
This area
11.4%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 81.1%
Black/African American 15.1%
Other/Mixed 3.6%
Hispanic/Latino 2.8%
Asian 0.2%
👶 Under 18
11.9%
This area
11.9%
USA
22.0%
👴 65 and Over
19.0%
This area
19.0%
USA
17.3%
📊 Poverty Rate
7.6%
This area
7.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 17866

B Avg School Grade
5 Schools
14.5:1 Avg Class Size
$16,682 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Shamokin Area MS

📚 07 – 08 Middle
👥
350 Students
👨‍🏫
13.8:1 Class Size
💰
$16,682 Per Student
B+ Above Average

Shamokin Area El Sch

📚 Pre-K – 04 Elementary
👥
827 Students
👨‍🏫
12.5:1 Class Size
💰
$16,682 Per Student
B+ Above Average

Shamokin Area HS

📚 09 – 12 High School
👥
662 Students
👨‍🏫
16.7:1 Class Size
💰
$16,682 Per Student
B Good
👥
19 Students
👨‍🏫
2.1:1 Class Size
C+ Average

Shamokin Area Intermediate Sch

📚 05 – 06 School
👥
318 Students
👨‍🏫
27.4:1 Class Size
💰
$16,682 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby
C
Triangle Tech Inc-Sunbury
64 students · 12.2 mi
C
Empire Beauty School-Shamokin Dam
75 students · 14.6 mi

Frequently Asked Questions

Where do home prices stand in Coal Township, PA?

In Coal Township, PA the median home value sits at $69K. Against the broader PA market, that reads as reasonable for most investors.

What are rental rates like in Coal Township, PA?

Expect rents around $873/mo per month in Coal Township, PA. With home values at $69K, the yield math works out to reasonable levels for rental investors.

Do properties in Coal Township, PA satisfy the 1% rule?

Hitting the 1% rule in Coal Township, PA is realistic given the 1.26% average rent-to-price. Most value-add properties push well above that line.

What is the smart move for investors in Coal Township, PA?

Investors who focus on value-add and BRRRR deals typically do well in Coal Township, PA. The numbers - $69K homes against $873/mo rents - support that play.

Are there BRRRR deals in Coal Township, PA?

Yes - BRRRR is a strong in Coal Township, PA. The $69K home values and $873/mo rents anchor the refinance math.

You know 17866 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 17866 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 17866 ranks in Sunbury, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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