Real Estate Investing in Middleburg, Pennsylvania (17842)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Snyder County • Population: 8,110 • Data updated: September 2026

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Should you buy in 17842 (Middleburg, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (55/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • Flat appreciation: Values have barely moved over 5 years (1.2% CAGR).

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Middleburg, PA (17842)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $231,242
Avg Monthly Rent $900
1% Rule ✗ Does Not Meet
Median Income $60,338
% Renters 23.4%

Market Analysis: 17842 Middleburg

The 17842 ZIP covers a section of Middleburg that demands careful diligence. Prices near $231K look accessible, but the work to make a deal cash flow is real.

The 17842 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

In the broader PA picture, 17842 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Who lives in 17842 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Distressed ZIPs reward experience. resilient returns are possible in 17842, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Middleburg:

C Below Average
Buy Confidence Score: 59/100
Affordability
15/25
Appreciation
14/25
Stability
9/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Stable (+2.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $900/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Selinsgrove, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Selinsgrove, PA metro data

Market Trends

Home Value History (with trend line)

$257K$238K$219K$200K$181K$162KFeb 2018May 2022Jul 2026

📊 How Does 17842 Compare?

Metric 17842 Middleburg Selinsgrove, PA Pennsylvania
Home Value $231,242 $231,242 N/A $278,018
5-Year CAGR 1.2% 1.2% N/A 6.3%
Avg Rent $900 $900 N/A -
Cap Rate 3.0% 3.0% - -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 17842 (Middleburg, PA). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.0%
Low
5yr Growth
+1.2%
Slow

📉 Market Crash Risk Index

Based on Selinsgrove, PA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $231,242
Monthly Rent $900
Price-to-Rent 21.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.7%
Cap Rate 3.0%
5-Year IRR 4.3%

📈 Home Appreciation

1-Year +2.6% ▲
3-Year CAGR +1.1% ▲
5-Year CAGR +1.2% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.9%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+1.2%
Flat
Eviction process: Moderate Rent control: Favorable

Demographics in 17842

Population: 8,110

💰 Median Household Income
$60,338
This area
$60,338
State
$73,647
USA
$74,580
🏠 Renter Occupied
23.4%
This area
23.4%
State
23.0%
USA
34.0%
💼 Unemployment Rate
1.1%
This area
1.1%
State
-7.4%
USA
3.7%
🎓 College Educated
17.1%
This area
17.1%
State
12.3%
USA
33.7%
👤 Median Age
44.4 years
This area
44.4 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
6.9%
This area
6.9%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 97.6%
Other/Mixed 1.9%
Hispanic/Latino 0.9%
Black/African American 0.2%
Asian 0.2%
👶 Under 18
20.5%
This area
20.5%
USA
22.0%
👴 65 and Over
20.0%
This area
20.0%
USA
17.3%
📊 Poverty Rate
6.7%
This area
6.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 17842

B Avg School Grade
3 Schools
14.1:1 Avg Class Size

Schools in This ZIP Code

B+ Above Average

Midd-West MS

📚 06 – 07 Middle
👥
302 Students
👨‍🏫
13.2:1 Class Size
B+ Above Average

Middleburg El Sch

📚 K – 05 Elementary
👥
562 Students
👨‍🏫
13.3:1 Class Size
B Good

Midd-West HS

📚 08 – 12 High School
👥
769 Students
👨‍🏫
15.9:1 Class Size
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby
C+
Susquehanna University
2,247 students · 8.8 mi
C
Empire Beauty School-Shamokin Dam
75 students · 12.4 mi
B+
Bucknell University
3,892 students · 13.4 mi
C
Miller-Motte College-McCann-Lewisburg
129 students · 14.8 mi
C
Triangle Tech Inc-Sunbury
64 students · 15.0 mi

Frequently Asked Questions

Is Middleburg in PA worth investing in?

Our data puts Middleburg, PA at 2.0/5 for investability. Home prices of $231K and rents around $900/mo create a solid backdrop for investor activity.

What kind of vacancy should I budget for in Middleburg, PA?

Occupancy in Middleburg, PA runs even-keeled with elevated vacancy. Well-priced units at $900/mo lease on reasonable timelines.

Are landlord laws favorable in Middleburg, PA?

Middleburg, PA operates under PA law, which is landlord-friendly overall for landlords. Expect even-keeled treatment in typical lease and eviction cases.

What is the typical renter like in Middleburg, PA?

Middleburg, PA offers a predictable renter base at the $900/mo rent level. Tenant turnover is reasonable for well-managed properties.

Which real estate strategy fits Middleburg, PA?

The best-fit strategy in Middleburg, PA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

You know 17842 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 17842 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 17842 ranks in Selinsgrove, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation →
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