Real Estate Investing in Chambersburg, Pennsylvania (17222)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 17222 (Chambersburg, PA)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 9.4% vacancy may signal weakening demand.
What’s happening in Chambersburg, PA (17222)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 17222 Chambersburg
ZIP 17222 in Chambersburg, PA carries a healthy set of headwinds. Home values near $288K and rents of $1,250/mo sit inside a market where underwriting has to be tight.
The 17222 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
In the broader PA picture, 17222 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
The demographic picture in 17222 includes headwinds that any investor should price in. Income distribution skews lower than Chambersburg averages, and tenant stability requires active management.
Distressed ZIPs reward experience. healthy returns are possible in 17222, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Chambersburg:
Property Strategy for 17222
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $225,580 | $1,340 | 4.3% | +7.2% | $112,790 |
| 3BR | $293,998 | $1,770 | 4.3% | +7.7% | $97,999 |
| 4BR | $363,093 | $1,930 | 3.8% | +7.7% | $90,773 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 17222 Compare?
| Metric | 17222 | Chambersburg | Chambersburg-Waynesboro, PA | Pennsylvania |
|---|---|---|---|---|
| Home Value | $287,844 | $173,578 | N/A | $278,018 |
| 5-Year CAGR | 5.6% | 5.3% | N/A | 6.3% |
| Avg Rent | $1,250 | $1,267 | N/A | - |
| Cap Rate | 3.4% | 3.4% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 17222 (Chambersburg, PA). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 17222 (Chambersburg, PA)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $287,844 |
| Monthly Rent | $1,250 |
| Price-to-Rent | 19.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.2% |
| Cap Rate | 3.4% |
| 5-Year IRR | 9.0% |
📈 Home Appreciation
| 1-Year | +6.0% ▲ |
| 3-Year CAGR | +4.6% ▲ |
| 5-Year CAGR | +5.6% ▲ |
| 10-Year CAGR | +6.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 17222
Population: 10,261
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 17222
Schools in This ZIP Code
Nearby Schools (1 more)
Schools in adjacent ZIP codes that may serve this area
South Mountain Secure Trmnt Un
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 982 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How deep is the rental pool in Chambersburg, PA?
Chambersburg, PA offers a reliable renter base at the $1,250/mo rent level. Tenant turnover is reasonable for well-managed properties.
How quickly do rentals get leased in Chambersburg, PA?
Occupancy in Chambersburg, PA runs even-keeled with elevated vacancy. Well-priced units at $1,250/mo lease on reasonable timelines.
What price range are homes in Chambersburg, PA?
Typical homes in Chambersburg, PA go for around $288K. The 5-year CAGR of 0.0% even-keeled price movement.
Is Chambersburg, PA a friendly market for rental owners?
Landlord-friendliness in Chambersburg, PA is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
Is Chambersburg, PA a good place for real estate investing?
Chambersburg, PA rates 3.0/5 for investability. With median values at $288K and rents near $1,250/mo, the market offers reasonable fundamentals for rental investors.
You know 17222 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 17222 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 17222 ranks in Chambersburg-Waynesboro, PA
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 17222 (Chambersburg)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 17222 (Chambersburg, PA).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.