Most Affordable ZIP Codes in Chambersburg-Waynesboro, PA (2026)

The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.

# ZIP City Home value Rent Cap rate 5-yr growth
1 17237 Mont Alto, PA $233,959 $1,440 4.80% 5.6%
2 17224 Fort Loudon, PA $234,472 $1,188 3.95% 3.1%
3 17201 Chambersburg, PA $257,177 $1,183 3.59% 5.6%
4 17252 Saint Thomas, PA $266,205 $1,269 3.72% 3.2%
5 17268 Waynesboro, PA $280,024 $1,395 3.89% 5.3%
6 17222 Chambersburg, PA $287,844 $1,250 3.39% 5.6%
7 17236 Mercersburg, PA $297,062 $1,197 3.14% 4.7%
8 17244 Orrstown, PA $297,437 $1,161 3.04% 5.7%
9 17202 Chambersburg, PA $322,867 $1,367 3.30% 4.6%
10 17225 Greencastle, PA $332,948 $1,587 3.72% 4.8%
11 17240 Newburg, PA $359,714 $1,503 3.26% 5.6%

Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →