Real Estate Investing in Mercersburg, Pennsylvania

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 8,875 • Franklin County

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Should you buy in Mercersburg, PA? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.8% vacancy may signal weakening demand.

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

4.7% 5yr CAGR

4.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $297,062
Avg Monthly Rent $1,197
ZIP Codes 1

Investing in Mercersburg Real Estate

Mercersburg, PA covers 1 ZIP codes and a population but the investment metrics here are soft — this is not a market to enter casually.

Investors considering Mercersburg, PA should understand what the ★★★☆☆ rating represents — a market with material structural headwinds, not a temporary rough patch.

The $1,197/mo / $297K relationship in Mercersburg looks thin once vacancy and capex are incorporated into underwriting. appears to the realized yield tends to disappoint.

The 0% renter share in Mercersburg masks uneven tenant quality across ZIPs, and $N/AK median income leaves little cushion against economic shocks.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Chambersburg-Waynesboro, PA

Mercersburg is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

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Avg Home Value
$297,062
Avg Monthly Rent
$1,197
1% Rule
✗ Below
Landlord Friendly (PA)

ZIP Codes in Mercersburg, PA

Screen every ZIP in Mercersburg

Filter Mercersburg’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Mercersburg, PA

How should investors approach Mercersburg, PA?

In Mercersburg, PA the sturdy play is typically careful cash-flow rentals with hands-on management. The combination of $297K prices and $1,197/mo rents suits that approach.

How strong is tenant demand in Mercersburg, PA?

Mercersburg, PA draws a measured base of working renters. Demand at the $1,197/mo rent level is reasonable for standard single-family and small multi rentals.

How landlord-friendly is Mercersburg, PA?

The landlord environment in Mercersburg, PA is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

What is the typical vacancy rate in Mercersburg, PA?

Occupancy in Mercersburg, PA runs reliable with elevated vacancy. Well-priced units at $1,197/mo lease on reasonable timelines.

Can owner-occupants cash flow in Mercersburg, PA?

Mercersburg, PA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $297K price point reasonable to enter.

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