Best ZIP Codes for Cash Flow in Chambersburg-Waynesboro, PA (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 17237 | Mont Alto, PA | $233,959 | $1,440 | 4.80% | 5.6% |
| 2 | 17224 | Fort Loudon, PA | $234,472 | $1,188 | 3.95% | 3.1% |
| 3 | 17268 | Waynesboro, PA | $280,024 | $1,395 | 3.89% | 5.3% |
| 4 | 17265 | Upper Strasburg, PA | $231,774 | $1,152 | 3.88% | — |
| 5 | 17220 | Doylesburg, PA | $255,253 | $1,242 | 3.80% | — |
| 6 | 17225 | Greencastle, PA | $332,948 | $1,587 | 3.72% | 4.8% |
| 7 | 17252 | Saint Thomas, PA | $266,205 | $1,269 | 3.72% | 3.2% |
| 8 | 17219 | East Waterford, PA | $242,547 | $1,152 | 3.70% | — |
| 9 | 17221 | Fannettsburg, PA | $231,422 | $1,071 | 3.61% | — |
| 10 | 17201 | Chambersburg, PA | $257,177 | $1,183 | 3.59% | 5.6% |
| 11 | 17222 | Chambersburg, PA | $287,844 | $1,250 | 3.39% | 5.6% |
| 12 | 17202 | Chambersburg, PA | $322,867 | $1,367 | 3.30% | 4.6% |
| 13 | 17240 | Newburg, PA | $359,714 | $1,503 | 3.26% | 5.6% |
| 14 | 17236 | Mercersburg, PA | $297,062 | $1,197 | 3.14% | 4.7% |
| 15 | 17244 | Orrstown, PA | $297,437 | $1,161 | 3.04% | 5.7% |
| 16 | 17271 | Willow Hill, PA | $281,474 | $972 | 2.69% | — |
| 17 | 17214 | Blue Ridge Summit, PA | $284,769 | $972 | 2.66% | — |
| 18 | 17262 | Spring Run, PA | $291,774 | $972 | 2.60% | — |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Chambersburg-Waynesboro, PA · Affordable in Chambersburg-Waynesboro, PA
Or see the full Chambersburg-Waynesboro, PA metro profile.