Real Estate Investing in Chambersburg, Pennsylvania

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5 ZIP codes • Population: 70,608 • Franklin County

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Should you buy in Chambersburg, PA? Our answer, based on the numbers below.

🏠 For Homebuyers
GREAT FIT
Grade A (86/100)

Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Chambersburg, PA?

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

5.3% 5yr CAGR

4.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability ★★★★★
Avg Home Value $173,578
Avg Monthly Rent $1,267
ZIP Codes 5

Market Trends — Chambersburg, PA

Home Value History

$302K$270K$238K$205K$173K$141KJul 2006Jul 2016Jul 2026

Rent History

$1,364$1,307$1,251$1,194$1,138$1,081Mar 2024May 2025Jul 2026
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Best ZIP codes in Chambersburg-Waynesboro, PA

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Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

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Avg Home Value
$173,578
Avg Monthly Rent
$1,267
1% Rule
✗ Below
Landlord Friendly (PA)
★★★★☆

🎓 Colleges & Universities in Chambersburg

3 Colleges 1,808 Students 31 Off-Campus Renters
C
Triangle Tech-Chambersburg
2-Year For-Profit · 63 students
C
Wilson College
4-Year Private · 1,694 students
D
Franklin County Career and Technology Center
Vocational Public · 51 students

ZIP Codes in Chambersburg, PA

17202 ★ ★ ★ ★ ★
Home Value $322,867
Rent $1,367/mo
17201 ★ ★ ★ ★ ★
Home Value $257,177
Rent $1,183/mo
17222 ★ ★ ★ ★ ★
Home Value $287,844
Rent $1,250/mo
17231
Home Value $0
17256
Home Value $0

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Frequently Asked Questions About Chambersburg, PA

How strong is Chambersburg, PA for real estate investors?

Chambersburg, PA rates 3.0/5 for investability. With median values at $174K and rents near $1,267/mo, the market offers reasonable fundamentals for rental investors.

Are homes affordable in Chambersburg, PA?

Chambersburg, PA median home values land near $174K. That is reasonable territory for investors looking at $1,267/mo-per-month rentals.

What are rental rates like in Chambersburg, PA?

Rental rates in Chambersburg, PA average $1,267/mo. Tenant demand and $174K home values make the yield look reasonable by investor standards.

Do rentals sit vacant long in Chambersburg, PA?

Rental vacancy in Chambersburg, PA is elevated. Investors should budget normal turnover but not chronic empty units.

How landlord-friendly is Chambersburg, PA?

The landlord environment in Chambersburg, PA is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

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