Real Estate Investing in Richfield, Pennsylvania (17086)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 17086 (Richfield, PA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 15.2% of homes vacant — above national norms.
- Flat appreciation: Values have barely moved over 5 years (0.4% CAGR).
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Richfield, PA (17086)?
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Market Analysis: 17086 Richfield
ZIP 17086 inside Snyder County looks affordable on the surface — median value of $231K — but the discount exists for reasons that a careful buyer should understand before committing.
The 17086 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
On balance, 17086 offers a low basis, the region around Richfield has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
A robust renter share of 27% in 17086 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Experienced landlords with local relationships tend to find 17086 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Richfield:
Market Trends
Home Value History (with trend line)
📊 How Does 17086 Compare?
| Metric | 17086 | Richfield | Selinsgrove, PA | Pennsylvania |
|---|---|---|---|---|
| Home Value | $231,045 | $231,045 | N/A | $278,018 |
| 5-Year CAGR | 0.4% | 0.4% | N/A | 6.3% |
| Avg Rent | $873 | $873 | N/A | - |
| Cap Rate | 3.0% | 3.0% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 17086 (Richfield, PA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $231,045 |
| Monthly Rent | $873 |
| Price-to-Rent | 22.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.5% |
| Cap Rate | 3.0% |
| 5-Year IRR | 3.4% |
📈 Home Appreciation
| 1-Year | +5.6% ▲ |
| 3-Year CAGR | +0.1% ▲ |
| 5-Year CAGR | +0.4% ▲ |
| 10-Year CAGR | +2.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 17086
Population: 1,996
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 17086
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What real estate strategy is ideal for Richfield, PA?
Richfield, PA investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($231K prices, $873/mo rents) make it a reasonable choice.
What is the average home sale price in Richfield, PA?
Typical homes in Richfield, PA go for around $231K. The 5-year CAGR of 0.0% stable price movement.
Is Richfield, PA a smart market for rental property?
With a 2.0/5 investability score, Richfield, PA ranks as a solid market for rental property investors. Median prices of $231K and rents of $873/mo drive the underlying numbers.
How do landlord-tenant laws work in Richfield, PA?
PA law landlord-friendly for landlords, and Richfield inherits those rules. Investors should still review local ordinances for rental licensing.
Do landlords face vacancy issues in Richfield, PA?
Rental vacancy in Richfield, PA is elevated. Investors should budget normal turnover but not chronic empty units.
You know 17086 now. You don’t know where it ranks.
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