Real Estate Investing in Liverpool, Pennsylvania (17045)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 17045 (Liverpool, PA)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 9.9% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Liverpool, PA (17045)?
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Market Analysis: 17045 Liverpool
The 17045 ZIP in Liverpool, PA is a local-operator market. Outside capital chasing a $276K entry has to pair deep knowledge with the discount.
Stepping back, the numbers look inviting — $276K purchase price, 0.0% nominal cap — the work to hit that pro forma in 17045 is substantial and deserves full respect.
Nearby ZIPs in Liverpool have seen price recovery that 17045 has not matched. Perry County data supports the view that the spread is structural rather than temporary.
On the rental side, 3,964 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The 17045 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Liverpool:
Market Trends
Home Value History (with trend line)
📊 How Does 17045 Compare?
| Metric | 17045 | Liverpool | Harrisburg-Carlisle, PA | Pennsylvania |
|---|---|---|---|---|
| Home Value | $276,446 | $276,446 | N/A | $278,018 |
| 5-Year CAGR | 2.9% | 2.9% | N/A | 6.3% |
| Avg Rent | $936 | $936 | N/A | - |
| Cap Rate | 2.6% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 17045 (Liverpool, PA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $276,446 |
| Monthly Rent | $936 |
| Price-to-Rent | 24.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.1% |
| Cap Rate | 2.6% |
| 5-Year IRR | 5.5% |
📈 Home Appreciation
| 1-Year | +5.5% ▲ |
| 3-Year CAGR | +1.8% ▲ |
| 5-Year CAGR | +2.9% ▲ |
| 10-Year CAGR | +4.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 17045
Population: 3,964
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How tight is the rental market in Liverpool, PA?
Liverpool, PA carries elevated vacancy risk. Expect predictable absorption at market rents of $936/mo.
What is the average monthly rent in Liverpool, PA?
Expect rents around $936/mo per month in Liverpool, PA. With home values at $276K, the yield math works out to reasonable levels for rental investors.
How much should I expect to pay for a home in Liverpool, PA?
Expect median prices around $276K in Liverpool, PA. The market has run at a 0.0% 5-year CAGR, so entry costs have been steady.
Does house hacking make sense in Liverpool, PA?
House hacking in Liverpool, PA is reasonable to execute. Prices around $276K and rents of $936/mo solid owner-occupant economics.
Is Liverpool, PA better for rentals, flips, or BRRRR?
Liverpool, PA investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($276K prices, $936/mo rents) make it a reasonable choice.
You know 17045 now. You don’t know where it ranks.
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How 17045 ranks in Harrisburg-Carlisle, PA
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