Real Estate Investing in Thompsontown, Pennsylvania (17094)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Juniata County • Population: 2,598 • Data updated: September 2026

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Should you buy in 17094 (Thompsontown, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (53/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 15.1% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Thompsontown, PA (17094)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $222,701
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $61,100
% Renters 23.2%

Market Analysis: 17094 Thompsontown

Investors eyeing 17094 need to respect the fundamentals at play. Home values of $223K come alongside slower price movement and elevated management overhead.

Distressed markets are won on execution, not on spreadsheets. ZIP 17094 stands at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Turning to rents, 17094 offers a low basis, the region around Thompsontown has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The demographic picture in 17094 includes headwinds that any investor should price in. Income distribution skews lower than Thompsontown averages, and tenant stability requires active management.

The right play in 17094 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Thompsontown:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Rising (+3.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$246K$221K$196K$171K$146K$120KApr 2009Dec 2017Jul 2026

📊 How Does 17094 Compare?

Metric 17094 Thompsontown Pennsylvania
Home Value $222,701 $222,701 $278,018
5-Year CAGR 3.4% 3.4% 6.3%
Avg Rent $873 $873 -
Cap Rate 3.1% 3.1% -
💡 Why Invest in 17094? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 17094 (Thompsontown, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.1%
Low
5yr Growth
+3.4%
Moderate

📊 Market Snapshot

Home Value $222,701
Monthly Rent $873
Price-to-Rent 21.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.7%
Cap Rate 3.1%
5-Year IRR 6.4%

📈 Home Appreciation

1-Year +3.5% ▲
3-Year CAGR +2.5% ▲
5-Year CAGR +3.4% ▲
10-Year CAGR +4.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.1%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+3.4%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 17094

Population: 2,598

💰 Median Household Income
$61,100
This area
$61,100
State
$73,647
USA
$74,580
🏠 Renter Occupied
23.2%
This area
23.2%
State
23.0%
USA
34.0%
💼 Unemployment Rate
2.0%
This area
2.0%
State
-7.4%
USA
3.7%
🎓 College Educated
16.3%
This area
16.3%
State
12.3%
USA
33.7%
👤 Median Age
38.5 years
This area
38.5 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
15.1%
This area
15.1%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 92.1%
Other/Mixed 5.0%
Hispanic/Latino 3.7%
Asian 2.3%
Black/African American 0.6%
👶 Under 18
23.3%
This area
23.3%
USA
22.0%
👴 65 and Over
22.2%
This area
22.2%
USA
17.3%
📊 Poverty Rate
10.0%
This area
10.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby
D
Central Pennsylvania Diesel Institute
22 students · 12.1 mi

Frequently Asked Questions

How much is rent in Thompsontown, PA?

Thompsontown, PA rentals go for roughly $873/mo a month. That puts gross yield in solid territory relative to $223K acquisition costs.

What is the typical renter like in Thompsontown, PA?

Tenant quality in Thompsontown, PA ranks as solid. Landlords generally report even-keeled occupancy at market rents of $873/mo.

How much does a house cost in Thompsontown, PA?

In Thompsontown, PA the median home value sits at $223K. Against the broader PA market, that reads as reasonable for most investors.

Is Thompsontown, PA a good market for FHA house hackers?

Thompsontown, PA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $223K price point reasonable to enter.

Are landlord laws favorable in Thompsontown, PA?

Thompsontown, PA operates under PA law, which is landlord-friendly overall for landlords. Expect predictable treatment in typical lease and eviction cases.

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