Real Estate Investing in Mount Union, Pennsylvania (17066)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Huntingdon County • Population: 5,131 • Data updated: September 2026

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Should you buy in 17066 (Mount Union, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 20.5% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Mount Union, PA (17066)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $127,021
Avg Monthly Rent $945
1% Rule ✗ Does Not Meet
Median Income $46,828
% Renters 33.0%

Market Analysis: 17066 Mount Union

ZIP 17066 in Mount Union, PA carries a durable set of headwinds. Home values near $127K and rents of $945/mo sit inside a market where underwriting has to be tight.

Distressed markets are won on execution, not on spreadsheets. ZIP 17066 stands at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

The gap between 17066 and stronger Mount Union ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Demographically, 17066 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Distressed ZIPs reward experience. sturdy returns are possible in 17066, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Mount Union:

C+ Average
Buy Confidence Score: 68/100
Affordability
20/25
Appreciation
18/25
Stability
9/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.7× the median income
Value Trend
Rising (+10.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $945/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Huntingdon, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Huntingdon, PA metro data
🏠

Property Strategy for 17066

Which property type performs best in this market?

Best for Cash Flow
4BR
9.3% cap rate
Best for Appreciation
2BR
+6.8% 5yr CAGR
Best Overall Value
4BR
$32,230/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $101,261 $1,050 7.5% +6.8% $50,630
3BR $121,704 $1,410 8.3% +3.9% $40,568
4BR $128,919 $1,670 9.3% $32,230

Market Trends

Home Value History (with trend line)

$138K$123K$108K$94K$79K$64KMar 2009Nov 2017Jul 2026

📊 How Does 17066 Compare?

Metric 17066 Mount Union Huntingdon, PA Pennsylvania
Home Value $127,021 $127,021 N/A $278,018
5-Year CAGR 3.8% 3.8% N/A 6.3%
Avg Rent $945 $945 N/A -
Cap Rate 5.8% 5.8% - -
💡 Why Invest in 17066? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 17066 (Mount Union, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.8%
Fair
5yr Growth
+3.8%
Moderate

📉 Market Crash Risk Index

Based on Huntingdon, PA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $127,021
Monthly Rent $945
Price-to-Rent 11.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.9%
Cap Rate 5.8%
5-Year IRR 9.6%

📈 Home Appreciation

1-Year +10.2% ▲
3-Year CAGR +5.5% ▲
5-Year CAGR +3.8% ▲
10-Year CAGR +5.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
20.5%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+3.8%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 17066

Population: 5,131

💰 Median Household Income
$46,828
This area
$46,828
State
$73,647
USA
$74,580
🏠 Renter Occupied
33.0%
This area
33.0%
State
23.0%
USA
34.0%
💼 Unemployment Rate
4.9%
This area
4.9%
State
-7.4%
USA
3.7%
🎓 College Educated
9.6%
This area
9.6%
State
12.3%
USA
33.7%
👤 Median Age
39.3 years
This area
39.3 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
20.5%
This area
20.5%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 92.8%
Black/African American 4.2%
Other/Mixed 2.9%
Hispanic/Latino 0.3%
👶 Under 18
22.0%
This area
22.0%
USA
22.0%
👴 65 and Over
20.0%
This area
20.0%
USA
17.3%
📊 Poverty Rate
16.4%
This area
16.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 17066

A+ Avg School Grade
4 Schools
10.8:1 Avg Class Size
$19,559 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Mount Union Area SHS

📚 09 – 12 High School
👥
320 Students
👨‍🏫
10.9:1 Class Size
💰
$19,559 Per Student
A+ Excellent

Mount Union Area JHS

📚 06 – 08 Middle
👥
245 Students
👨‍🏫
11.8:1 Class Size
💰
$19,559 Per Student
A+ Excellent

Mount Union-Kistler El Sch

📚 K – 02 Elementary
👥
298 Students
👨‍🏫
11.0:1 Class Size
💰
$19,559 Per Student
A+ Excellent

Shirley Twp El Sch

📚 03 – 05 Elementary
👥
270 Students
👨‍🏫
9.4:1 Class Size
💰
$19,559 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C+
Juniata College
1,292 students · 12.9 mi

Frequently Asked Questions

What price range are homes in Mount Union, PA?

Typical homes in Mount Union, PA go for around $127K. The 5-year CAGR of 0.0% reliable price movement.

Is Mount Union, PA good for house hacking?

House hacking works a challenging in Mount Union, PA. Rents of $945/mo against $127K acquisition make the strategy solid for owner-occupants.

Is it easy to find good tenants in Mount Union, PA?

Working renters make up the core of the Mount Union, PA tenant base. The pool is reasonable for investors targeting long-term holds.

What are rental rates like in Mount Union, PA?

Expect rents around $945/mo per month in Mount Union, PA. With home values at $127K, the yield math works out to reasonable levels for rental investors.

Is Mount Union in PA worth investing in?

With a 3.0/5 investability score, Mount Union, PA ranks as a solid market for rental property investors. Median prices of $127K and rents of $945/mo drive the underlying numbers.

You know 17066 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 17066 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 17066 ranks in Huntingdon, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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