Real Estate Investing in Columbia Cross Roads, Pennsylvania (16914)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 16914 (Columbia Cross Roads, PA)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 17.8% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Columbia Cross Roads, PA (16914)?
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Market Analysis: 16914 Columbia Cross Roads
Not every below-median market is a bargain. Columbia Cross Roads's 16914 ZIP posts signals that favor experienced operators who can absorb the risk $219K pricing implies.
The 16914 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Within PA, ZIP 16914 trails on several market indicators that neighboring Bradford County submarkets outperform. The gap is real and sturdy enough to shape underwriting.
Employment concentration in 16914 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Strategy in 16914 is an operator game, not a passive one. Meanwhile, entry prices of $219K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Columbia Cross Roads:
Property Strategy for 16914
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $178,225 | $1,130 | 4.6% | — | $89,112 |
| 3BR | $217,182 | $1,420 | 4.7% | — | $72,394 |
| 4BR | $271,924 | $1,610 | 4.3% | — | $67,981 |
Market Trends
Home Value History (with trend line)
📊 How Does 16914 Compare?
| Metric | 16914 | Columbia Cross Roads | Sayre, PA | Pennsylvania |
|---|---|---|---|---|
| Home Value | $219,017 | $219,017 | N/A | $278,018 |
| 5-Year CAGR | 5.0% | 5.0% | N/A | 6.3% |
| Avg Rent | $1,017 | $1,017 | N/A | - |
| Cap Rate | 3.6% | 3.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 16914 (Columbia Cross Roads, PA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $219,017 |
| Monthly Rent | $1,017 |
| Price-to-Rent | 18.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.6% |
| Cap Rate | 3.6% |
| 5-Year IRR | 8.7% |
📈 Home Appreciation
| 1-Year | +9.4% ▲ |
| 3-Year CAGR | +6.1% ▲ |
| 5-Year CAGR | +5.0% ▲ |
| 10-Year CAGR | +4.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 16914
Population: 2,415
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Which real estate strategy fits Columbia Cross Roads, PA?
The best-fit strategy in Columbia Cross Roads, PA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
How tight is the rental market in Columbia Cross Roads, PA?
Vacancy risk in Columbia Cross Roads, PA is elevated. That supports even-keeled cash flow for typical rental holds.
Is Columbia Cross Roads, PA a smart market for rental property?
The 3.0/5 investability rating in Columbia Cross Roads, PA reflects its $219K prices and $1,017/mo rents. Investors generally consider it a solid option within PA.
Are renters plentiful in Columbia Cross Roads, PA?
Columbia Cross Roads, PA draws a steady base of working renters. Demand at the $1,017/mo rent level is reasonable for standard single-family and small multi rentals.
What is the average home sale price in Columbia Cross Roads, PA?
Expect median prices around $219K in Columbia Cross Roads, PA. The market has run at a 0.0% 5-year CAGR, so entry costs have been predictable.
You know 16914 now. You don’t know where it ranks.
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How 16914 ranks in Sayre, PA
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