Real Estate Investing in Moshannon, Pennsylvania (16859)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 16859 (Moshannon, PA)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 26.3% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Moshannon, PA (16859)?
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Market Analysis: 16859 Moshannon
The 16859 ZIP in Moshannon, PA is a local-operator market. Outside capital chasing a $221K entry has to pair deep knowledge with the discount.
For an experienced owner, 16859 can be a a solid fit for hunting ground — but the discount at $221K reflects genuine risk that outside investors often underestimate.
Within PA, ZIP 16859 trails on several market indicators that neighboring Centre County submarkets outperform. The gap is real and sturdy enough to shape underwriting.
Turning to rents, 498 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The 16859 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Moshannon:
Market Trends
Home Value History (with trend line)
📊 How Does 16859 Compare?
| Metric | 16859 | Moshannon | State College, PA | Pennsylvania |
|---|---|---|---|---|
| Home Value | $221,239 | $221,239 | N/A | $278,018 |
| 5-Year CAGR | 4.3% | 4.3% | N/A | 6.3% |
| Avg Rent | $1,161 | $1,161 | N/A | - |
| Cap Rate | 4.1% | 4.1% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 16859 (Moshannon, PA). Anonymous, moderated, never written by AI.
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Property managers serving Centre County
Manage rentals here? List your business →Nittany Property Management. summary from their website
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📊 Market Snapshot
| Home Value | $221,239 |
| Monthly Rent | $1,161 |
| Price-to-Rent | 15.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.3% |
| Cap Rate | 4.1% |
| 5-Year IRR | 8.4% |
📈 Home Appreciation
| 1-Year | +12.4% ▲ |
| 3-Year CAGR | +4.3% ▲ |
| 5-Year CAGR | +4.3% ▲ |
| 10-Year CAGR | +5.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 16859
Population: 498
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
How does Moshannon, PA rate as a rental market?
Moshannon, PA scores 3.0/5 for investability. Home values sit at $221K and rents near $1,161/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
Are eviction rules reasonable in Moshannon, PA?
Moshannon, PA falls under PA landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
Are there empty rentals in Moshannon, PA?
Moshannon, PA sees elevated vacancy, which is reasonable relative to the broader PA rental market.
Does house hacking work in Moshannon, PA?
House hacking works a challenging in Moshannon, PA. Rents of $1,161/mo against $221K acquisition make the strategy solid for owner-occupants.
What monthly rent should investors expect in Moshannon, PA?
Rental rates in Moshannon, PA average $1,161/mo. Tenant demand and $221K home values make the yield look reasonable by investor standards.
You know 16859 now. You don’t know where it ranks.
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How 16859 ranks in State College, PA
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