Real Estate Investing in Titusville, Pennsylvania (16354)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Crawford County • Population: 10,120 • Data updated: September 2026

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Should you buy in 16354 (Titusville, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 15.9% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Titusville, PA (16354)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $119,082
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $43,026
% Renters 30.0%

Market Analysis: 16354 Titusville

The 16354 ZIP in Titusville, PA is a local-operator market. Outside capital chasing a $119K entry has to pair deep knowledge with the discount.

Distressed markets are won on execution, not on spreadsheets. ZIP 16354 sits at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

In the broader PA picture, 16354 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The demographic picture in 16354 includes headwinds that any investor should price in. Income distribution skews lower than Titusville averages, and tenant stability requires active management.

The right play in 16354 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Titusville:

C+ Average
Buy Confidence Score: 66/100
Affordability
20/25
Appreciation
14/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.8× the median income
Value Trend
Rising (+13.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Meadville, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Meadville, PA metro data
🏠

Property Strategy for 16354

Which property type performs best in this market?

Best for Cash Flow
3BR
6.3% cap rate
Best for Appreciation
2BR
+8.8% 5yr CAGR
Best Overall Value
4BR
$45,332/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $115,572 $970 6.0% +8.8% $57,786
3BR $147,321 $1,290 6.3% +7.5% $49,107
4BR $181,329 $1,460 5.8% +7.0% $45,332

Market Trends

Home Value History (with trend line)

$125K$113K$101K$89K$77K$65KMay 2006Jun 2016Jul 2026

📊 How Does 16354 Compare?

Metric 16354 Titusville Meadville, PA Pennsylvania
Home Value $119,082 $119,082 N/A $278,018
5-Year CAGR 1.7% 1.7% N/A 6.3%
Avg Rent $873 $873 N/A -
Cap Rate 5.7% 5.7% - -
💡 Why Invest in 16354? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 16354 (Titusville, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.7%
Fair
5yr Growth
+1.7%
Slow

📉 Market Crash Risk Index

Based on Meadville, PA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
57%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $119,082
Monthly Rent $873
Price-to-Rent 11.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.8%
Cap Rate 5.7%
5-Year IRR 7.4%

📈 Home Appreciation

1-Year +13.9% ▲
3-Year CAGR +0.5% ▲
5-Year CAGR +1.7% ▲
10-Year CAGR +4.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.9%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+1.7%
Flat
Eviction process: Moderate Rent control: Favorable

Demographics in 16354

Population: 10,120

💰 Median Household Income
$43,026
This area
$43,026
State
$73,647
USA
$74,580
🏠 Renter Occupied
30.0%
This area
30.0%
State
23.0%
USA
34.0%
💼 Unemployment Rate
4.3%
This area
4.3%
State
-7.4%
USA
3.7%
🎓 College Educated
15.5%
This area
15.5%
State
12.3%
USA
33.7%
👤 Median Age
46.4 years
This area
46.4 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
15.9%
This area
15.9%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 95.8%
Other/Mixed 2.3%
Hispanic/Latino 1.3%
Black/African American 1.2%
Asian 0.8%
👶 Under 18
20.1%
This area
20.1%
USA
22.0%
👴 65 and Over
23.6%
This area
23.6%
USA
17.3%
📊 Poverty Rate
14.8%
This area
14.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 16354

A+ Avg School Grade
5 Schools
12.7:1 Avg Class Size
$21,970 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Titusville Middle School

📚 06 – 08 Middle
👥
424 Students
👨‍🏫
11.3:1 Class Size
💰
$21,970 Per Student
A+ Excellent

Titusville High School

📚 09 – 12 High School
👥
583 Students
👨‍🏫
13.4:1 Class Size
💰
$21,970 Per Student
A+ Excellent

Hydetown Elementary School

📚 01 – 05 Elementary
👥
191 Students
👨‍🏫
11.9:1 Class Size
💰
$21,970 Per Student
A+ Excellent

Early Childhood Learning Center

📚 Pre-K – K Elementary
👥
224 Students
👨‍🏫
14.2:1 Class Size
💰
$21,970 Per Student
A+ Excellent

Main Street Elementary School

📚 01 – 05 Elementary
👥
232 Students
👨‍🏫
12.7:1 Class Size
💰
$21,970 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 64 Off-Campus Students
C
University of Pittsburgh-Titusville
28 students · 2.4 mi
C
Venango County Area Vocational Technical School
57 students · 13.0 mi

Frequently Asked Questions

What is the median home value in Titusville, PA?

The median home value in Titusville, PA is roughly $119K. That puts it reasonable relative to the PA statewide average.

How strong are rents in Titusville, PA?

Titusville, PA rentals go for roughly $873/mo a month. That puts gross yield in solid territory relative to $119K acquisition costs.

What kind of tenants rent in Titusville, PA?

The tenant pool in Titusville, PA is solid, supported by local employment and population fundamentals. Rents of $873/mo are well-absorbed by the market.

Can I live-in-and-rent in Titusville, PA?

House hacking in Titusville, PA is reasonable to execute. Prices around $119K and rents of $873/mo solid owner-occupant economics.

Is PA a landlord-friendly state?

Titusville, PA falls under PA landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

You know 16354 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 16354 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 16354 ranks in Meadville, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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