Real Estate Investing in Rouseville, Pennsylvania (16344)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Venango County • Population: 470 • Data updated: September 2026

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Should you buy in 16344 (Rouseville, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
STRONG
4.0 / 5 (86/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
5 flags
  • High vacancy: 20.7% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (0.2% CAGR).
  • 1-year downturn: Values declined 7.7% in the last year.
  • Elevated poverty: 22.3% poverty rate — can affect rent collection.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Rouseville, PA (16344)?

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4.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $56,248
Avg Monthly Rent $1,071
1% Rule ✓ Meets
Median Income $52,917
% Renters 46.4%

Market Analysis: 16344 Rouseville

ZIP 16344 offers what many appreciation markets cannot: an affordable basis at $56K and rent support of $1,071/mo for rehab-driven equity creation in Venango County.

Value-add is the defining thesis in 16344. Homes trade near $56K, well below the state median, and rehabbed comps tend to clear meaningfully higher — a classic forced-equity setup.

The a viable market for piece of regional context is that nearby ZIPs with newer stock and higher basis have priced out of the value-add game. 16344 has not.

A renter-heavy, wage-earner demographic anchors 16344. Value-add players rely on that mix — the 46% share is both the tenant source and the buyer pool for future owner-occupied exits.

Value-add plays pencil in 16344 when three things line up: a sub-median purchase, a realistic rehab budget, and a post-rehab rent comp that stands up. All three are present in this ZIP.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rouseville:

C+ Average
Buy Confidence Score: 63/100
Affordability
25/25
Appreciation
10/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.1× the median income
Value Trend
Declining (-7.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,071/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Oil City, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Oil City, PA metro data

Market Trends

Home Value History (with trend line)

$67K$60K$53K$46K$39K$32KFeb 2006Feb 2016Feb 2026

📊 How Does 16344 Compare?

Metric 16344 Rouseville Oil City, PA Pennsylvania
Home Value $56,248 $56,248 N/A $278,018
5-Year CAGR 0.2% 0.2% N/A 6.3%
Avg Rent $1,071 $1,071 N/A -
Cap Rate 14.9% 14.9% - -
💡 Why Invest in 16344? Click to expand

This ZIP code meets the 1% rule with rent at $1,071/mo on homes averaging $56,248 — a strong indicator of cash flow potential.

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

A healthy rental market with 46% renter-occupied households ensures tenant availability.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 16344 (Rouseville, PA). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
14.9%
Excellent
5yr Growth
+0.2%
Slow

📉 Market Crash Risk Index

Based on Oil City, PA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $56,248
Monthly Rent $1,071
Price-to-Rent 4.4:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 22.9%
Cap Rate 14.9%
5-Year IRR 15.0%

📈 Home Appreciation

1-Year -7.7% ▼
3-Year CAGR +0.1% ▲
5-Year CAGR +0.2% ▲
10-Year CAGR +2.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 14.9%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (14.9%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
20.7%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+0.2%
Flat
Eviction process: Moderate Rent control: Favorable

Demographics in 16344

Population: 470

💰 Median Household Income
$52,917
This area
$52,917
State
$73,647
USA
$74,580
🏠 Renter Occupied
46.4%
This area
46.4%
State
23.0%
USA
34.0%
💼 Unemployment Rate
8.4%
This area
8.4%
State
-7.4%
USA
3.7%
🎓 College Educated
7.8%
This area
7.8%
State
12.3%
USA
33.7%
👤 Median Age
32.0 years
This area
32.0 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
20.7%
This area
20.7%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 98.3%
Other/Mixed 1.7%
👶 Under 18
28.8%
This area
28.8%
USA
22.0%
👴 65 and Over
12.5%
This area
12.5%
USA
17.3%
📊 Poverty Rate
22.3%
This area
22.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 16344

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Hasson Heights Sch

📚 K – 04 Elementary
📍 833 Grandview Rd, Oil City
👥
389 Students
👨‍🏫
12.0:1 Class Size
💰
$24,241 Per Student
A+ Excellent

Oil City Area MS

📚 05 – 08 School
📍 8 Lynch Blvd, Oil City
👥
562 Students
👨‍🏫
13.3:1 Class Size
💰
$24,241 Per Student
A+ Excellent

Oil City SHS

📚 09 – 12 High School
📍 10 Lynch Blvd, Oil City
👥
608 Students
👨‍🏫
14.8:1 Class Size
💰
$24,241 Per Student
A+ Excellent

Seventh Street Sch

📚 02 – 04 Elementary
📍 102 W 7th St, Oil City
👥
152 Students
👨‍🏫
9.9:1 Class Size
💰
$24,241 Per Student
A Very Good

Smedley Street Sch

📚 K – 01 Elementary
📍 310 Smedley St, Oil City
👥
98 Students
👨‍🏫
9.6:1 Class Size
💰
$24,241 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 64 Off-Campus Students
C
Venango County Area Vocational Technical School
57 students · 3.0 mi
C
University of Pittsburgh-Titusville
28 students · 11.0 mi

Frequently Asked Questions

Does house hacking work in Rouseville, PA?

The an attractive house-hack environment in Rouseville, PA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

Where do rents currently stand in Rouseville, PA?

Expect rents around $1,071/mo per month in Rouseville, PA. With home values at $56K, the yield math works out to reasonable levels for rental investors.

How close is Rouseville, PA to meeting the 1% rule?

Hitting the 1% rule in Rouseville, PA is realistic given the 1.90% average rent-to-price. Most value-add properties push well above that line.

What is the smart move for investors in Rouseville, PA?

Investors usually favor value-add and BRRRR deals in Rouseville, PA. With home values at $56K and rents near $1,071/mo, other strategies can work but produce measured rather than outsized returns.

Does buy-rehab-rent-refinance work in Rouseville, PA?

Rouseville, PA is a strong for BRRRR. Acquiring below market, rehabbing, and leasing at $1,071/mo produces solid refinance appraisals against $56K values.

You know 16344 now. You don’t know where it ranks.

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How 16344 ranks in Oil City, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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