Most Affordable ZIP Codes in Oil City, PA (2026)
The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 16344 1% rule | Rouseville, PA | $56,248 | $1,071 | 14.85% | 0.2% |
| 2 | 16301 1% rule | Oil City, PA | $89,152 | $1,045 | 9.14% | 3.2% |
| 3 | 16343 | Reno, PA | $97,317 | $900 | 7.21% | 3.3% |
| 4 | 16372 | Clintonville, PA | $107,904 | $873 | 6.31% | 1.5% |
| 5 | 16323 | Franklin, PA | $135,389 | $1,100 | 6.34% | 3.5% |
| 6 | 16341 | Pleasantville, PA | $137,150 | $873 | 4.96% | 4.2% |
| 7 | 16342 | Polk, PA | $149,110 | $873 | 4.57% | 3.6% |
| 8 | 16373 | Emlenton, PA | $151,863 | $873 | 4.48% | 2.4% |
| 9 | 16374 | Kennerdell, PA | $153,504 | $873 | 4.44% | 2.6% |
| 10 | 16317 | Cooperstown, PA | $154,572 | $1,305 | 6.59% | 1.1% |
| 11 | 16362 | Utica, PA | $169,383 | $873 | 4.02% | 4.6% |
| 12 | 16346 | Seneca, PA | $177,787 | $873 | 3.83% | 4.5% |
| 13 | 16319 | Cranberry, PA | $183,176 | $873 | 3.72% | 4.1% |
| 14 | 16364 | Venus, PA | $203,067 | $972 | 3.73% | 3.4% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Cash Flow in Oil City, PA · Appreciation in Oil City, PA
Or see the full Oil City, PA metro profile.