Oil City, PA Metro Area - Investment Guide
Metro Area • 14 Cities • 14 ZIP Codes
Avg Home Value
$140,402
Avg Monthly Rent
$956
Avg Cap Rate
6.01%
Avg Investability
3.2 ★
Cities
14
ZIP Codes
14
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Market Trends
Metro Home Value History
🏦 30-yr Fixed Rate:
6.76%
as of Sep 10
Source: Freddie Mac PMMS
☀️
WARM MARKET
Oil City, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of August 29, 2026 — updated weekly
Best ZIP codes in Oil City, PA
Every ZIP in the metro, ranked four ways. Free.
Cities in Oil City, PA
Clintonville
Pennsylvania
1 ZIPs
Cooperstown
Pennsylvania
1 ZIPs
Cranberry
Pennsylvania
1 ZIPs
Emlenton
Pennsylvania
1 ZIPs
Franklin
Pennsylvania
1 ZIPs
Kennerdell
Pennsylvania
1 ZIPs
Oil City
Pennsylvania
1 ZIPs
Pleasantville
Pennsylvania
1 ZIPs
Polk
Pennsylvania
1 ZIPs
Reno
Pennsylvania
1 ZIPs
Rouseville
Pennsylvania
1 ZIPs
Seneca
Pennsylvania
1 ZIPs
Utica
Pennsylvania
1 ZIPs
Venus
Pennsylvania
1 ZIPs
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 16344 | Rouseville | PA | $63,337 | $1,071 | 13.19% | |
| 16301 | Oil City | PA | $89,152 | $1,045 | 9.14% | |
| 16301 | Oil City | PA | $82,378 | $900 | 8.52% | |
| 16301 | Oil City | PA | $92,773 | $1,045 | 8.79% | |
| 16301 | Oil City | PA | $90,012 | $1,045 | 9.06% | |
| 16344 | Rouseville | PA | $63,337 | $1,071 | 13.19% | |
| 16301 | Oil City | PA | $89,808 | $900 | 7.82% | |
| 16344 | Rouseville | PA | $56,248 | $1,071 | 14.85% | |
| 16301 | Oil City | PA | $87,914 | $900 | 7.99% | |
| 16344 | Rouseville | PA | $56,248 | $1,071 | 14.85% | |
| 16344 | Rouseville | PA | $56,248 | $1,071 | 14.85% | |
| 16344 | Rouseville | PA | $56,248 | $1,071 | 14.85% | |
| 16301 | Oil City | PA | $89,808 | $900 | 7.82% | |
| 16344 | Rouseville | PA | $56,248 | $1,071 | 14.85% | |
| 16373 | Emlenton | PA | $156,753 | $873 | 4.34% | |
| 16323 | Franklin | PA | $133,442 | $845 | 4.94% | |
| 16346 | Seneca | PA | $169,403 | $873 | 4.02% | |
| 16362 | Utica | PA | $159,023 | $873 | 4.28% | |
| 16374 | Kennerdell | PA | $156,690 | $873 | 4.35% | |
| 16341 | Pleasantville | PA | $138,100 | $873 | 4.93% | |
| 16342 | Polk | PA | $149,960 | $873 | 4.54% | |
| 16364 | Venus | PA | $200,692 | $972 | 3.78% | |
| 16317 | Cooperstown | PA | $150,769 | $1,305 | 6.75% | |
| 16319 | Cranberry | PA | $174,938 | $873 | 3.89% | |
| 16343 | Reno | PA | $98,374 | $900 | 7.14% | |
| 16372 | Clintonville | PA | $105,308 | $873 | 6.47% | |
| 16373 | Emlenton | PA | $149,153 | $873 | 4.57% | |
| 16323 | Franklin | PA | $130,665 | $891 | 5.32% | |
| 16374 | Kennerdell | PA | $151,220 | $873 | 4.50% | |
| 16341 | Pleasantville | PA | $127,812 | $873 | 5.33% | |
| 16346 | Seneca | PA | $173,478 | $873 | 3.93% | |
| 16362 | Utica | PA | $169,998 | $873 | 4.01% | |
| 16342 | Polk | PA | $145,113 | $873 | 4.69% | |
| 16343 | Reno | PA | $100,201 | $900 | 7.01% | |
| 16364 | Venus | PA | $202,397 | $972 | 3.75% | |
| 16317 | Cooperstown | PA | $148,543 | $1,305 | 6.85% | |
| 16319 | Cranberry | PA | $178,059 | $873 | 3.82% | |
| 16372 | Clintonville | PA | $102,960 | $873 | 6.61% | |
| 16373 | Emlenton | PA | $152,508 | $873 | 4.46% | |
| 16323 | Franklin | PA | $130,778 | $845 | 5.04% | |
| 16346 | Seneca | PA | $169,403 | $873 | 4.02% | |
| 16362 | Utica | PA | $159,023 | $873 | 4.28% | |
| 16374 | Kennerdell | PA | $151,858 | $873 | 4.48% | |
| 16341 | Pleasantville | PA | $133,191 | $873 | 5.11% | |
| 16342 | Polk | PA | $144,622 | $873 | 4.71% | |
| 16364 | Venus | PA | $200,692 | $972 | 3.78% | |
| 16317 | Cooperstown | PA | $154,572 | $1,305 | 6.59% | |
| 16343 | Reno | PA | $95,911 | $900 | 7.32% | |
| 16372 | Clintonville | PA | $105,308 | $873 | 6.47% | |
| 16319 | Cranberry | PA | $183,176 | $873 | 3.72% |
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About Oil City, PA Real Estate Market
The Oil City, PA metropolitan statistical area (MSA) encompasses 14 cities and 14 ZIP codes. The average home value across the metro is $140,402, with an average monthly rent of $956. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.