Real Estate Investing in Utica, Pennsylvania

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 1,018 • Venango County

☆ Watch this market Free account

Should you buy in Utica, PA? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 26.4% of homes vacant — above national norms.

What’s happening in Utica, PA?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

4.6% 5yr CAGR

4.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $169,383
Avg Monthly Rent $873
ZIP Codes 1

Investing in Utica Real Estate

Utica in Pennsylvania is one of the markets where the numbers warn before they reward — 1 ZIPs, a sizable population, and a rating that reflects material risk.

The investment case for Utica is difficult to make on screen data alone. less favorable for a 3.0 rating and a cap rate of 0.0% that looks fine only until you underwrite the vacancy.

Market conditions in Utica are subdued. Days-on-market has stretched, rent growth has stalled, and the 0.0% 5-year CAGR understates how uneven the underlying ZIPs really are.

The 0% renter share in Utica masks uneven tenant quality across ZIPs, and $N/AK median income leaves little cushion against economic shocks.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Best ZIP codes in Oil City, PA

Utica is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

Real numbers from people who own or manage rentals in Utica, PA. Anonymous, moderated, never written by AI.

Do you own or manage rentals in Utica, PA?

~25 seconds · no account needed · your report is anonymous

Avg Home Value
$169,383
Avg Monthly Rent
$873
1% Rule
✗ Below
Landlord Friendly (PA)

📉 Market Crash Risk Index

Based on Oil City, PA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

☀️ Warm Market — Oil City, PA metro
0
Days to pending
7.5%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Utica, PA

Screen every ZIP in Utica

Filter Utica’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

View Plans

Frequently Asked Questions About Utica, PA

Should investors worry about vacancy in Utica, PA?

Utica, PA sees elevated vacancy, which is reasonable relative to the broader PA rental market.

How much is rent in Utica, PA?

Rents in Utica, PA run near $873/mo. Compared with median home prices of $169K that produces solid gross yields for typical rentals.

How strong is the working-renter base in Utica, PA?

The renter base in Utica, PA is reasonable for the $873/mo price point. Screening well and pricing to market typically yields reliable tenants.

Is Utica, PA a good market for FHA house hackers?

Utica, PA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $169K price point reasonable to enter.

Does Utica, PA make sense for an investment property?

With a 3.0/5 investability score, Utica, PA ranks as a solid market for rental property investors. Median prices of $169K and rents of $873/mo drive the underlying numbers.

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate Utica, PA.

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.