Real Estate Investing in Stoneboro, Pennsylvania (16153)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Mercer County • Population: 2,303 • Data updated: September 2026

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Should you buy in 16153 (Stoneboro, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (54/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 13.0% of homes vacant — above national norms.
  • Declining values: -1.5% 5-year CAGR — values have moved lower.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Stoneboro, PA (16153)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $179,763
Avg Monthly Rent $936
1% Rule ✗ Does Not Meet
Median Income $64,103
% Renters 18.6%

Market Analysis: 16153 Stoneboro

Not every below-median market is a bargain. Stoneboro's 16153 ZIP clocks in at signals that favor experienced operators who can absorb the risk $180K pricing implies.

Distressed markets are won on execution, not on spreadsheets. ZIP 16153 records the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

In the broader PA picture, 16153 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Employment concentration in 16153 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategy in 16153 is an operator game, not a passive one. On the rental side, entry prices of $180K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Stoneboro:

C Below Average
Buy Confidence Score: 55/100
Affordability
20/25
Appreciation
5/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.8× the median income
Value Trend
Rising (+3.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $936/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$213K$193K$172K$152K$131K$110KJan 2012May 2019Jul 2026

📊 How Does 16153 Compare?

Metric 16153 Stoneboro Pennsylvania
Home Value $179,763 $179,763 $278,018
5-Year CAGR N/A N/A 6.3%
Avg Rent $936 $936 -
Cap Rate 4.1% 4.1% -
💡 Why Invest in 16153? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 16153 (Stoneboro, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.1%
Fair
5yr Growth
-1.5%
Declining

📊 Market Snapshot

Home Value $179,763
Monthly Rent $936
Price-to-Rent 16.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.3%
Cap Rate 4.1%
5-Year IRR 2.5%

📈 Home Appreciation

1-Year +3.0% ▲
3-Year CAGR -4.0% ▼
5-Year CAGR -1.5% ▼
10-Year CAGR +2.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.0%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
-1.5%
Flat
Eviction process: Moderate Rent control: Favorable

Demographics in 16153

Population: 2,303

💰 Median Household Income
$64,103
This area
$64,103
State
$73,647
USA
$74,580
🏠 Renter Occupied
18.6%
This area
18.6%
State
23.0%
USA
34.0%
💼 Unemployment Rate
1.3%
This area
1.3%
State
-7.4%
USA
3.7%
🎓 College Educated
21.6%
This area
21.6%
State
12.3%
USA
33.7%
👤 Median Age
40.7 years
This area
40.7 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
13.0%
This area
13.0%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 97.0%
Other/Mixed 2.7%
Hispanic/Latino 2.4%
Asian 0.4%
👶 Under 18
24.8%
This area
24.8%
USA
22.0%
👴 65 and Over
17.3%
This area
17.3%
USA
17.3%
📊 Poverty Rate
10.8%
This area
10.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 16153

A+ Avg School Grade
2 Schools
10.0:1 Avg Class Size
$23,971 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Lakeview Middle-HS

📚 06 – 12 High School
👥
465 Students
👨‍🏫
9.6:1 Class Size
💰
$23,971 Per Student
A+ Excellent

Oakview El Sch

📚 K – 05 Elementary
👥
374 Students
👨‍🏫
10.5:1 Class Size
💰
$23,971 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby
D
Mercer County Career Center
0 students · 9.9 mi
B
Grove City College
2,394 students · 11.2 mi

Frequently Asked Questions

What do landlords charge for rent in Stoneboro, PA?

Rent in Stoneboro, PA is around $936/mo. The resulting rent-to-value relationship with $180K pricing is reasonable for most investor models.

How strong is the working-renter base in Stoneboro, PA?

Tenant demand in Stoneboro, PA is solid. The local workforce $936/mo rents across most rental classes.

What approach is best for Stoneboro, PA real estate?

The best-fit strategy in Stoneboro, PA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Are there empty rentals in Stoneboro, PA?

Vacancy in Stoneboro, PA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $936/mo.

Is PA a landlord-friendly state?

The landlord environment in Stoneboro, PA is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

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How 16153 ranks in Youngstown-Warren-Boardman, OH-PA

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