Real Estate Investing in Cairnbrook, Pennsylvania (15924)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Somerset County • Population: 867 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 15924 (Cairnbrook, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (79/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
STRONG
5.0 / 5 (100/100)

A balanced market — moderate cash flow and moderate appreciation. A "steady" investor profile fits best.

⚠️ Risks to Know
1 flag
  • High vacancy: 16.5% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Cairnbrook, PA (15924)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
5.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $81,450
Avg Monthly Rent $936
1% Rule ✓ Meets
Median Income $59,375
% Renters 9.6%

Market Analysis: 15924 Cairnbrook

The 15924 ZIP in Cairnbrook is not a pristine, turnkey story — it is a value-add map. Stock is older, prices near $81K are approachable, and upside sits in the rehab line.

Value-add is the defining thesis in 15924. Homes trade near $81K, well below the state median, and rehabbed comps tend to clear meaningfully higher — a classic forced-equity setup.

Statewide, PA value-add investors migrate toward ZIPs with 15924's profile — older stock, soft but real rent growth, and $81K pricing that keeps rehab math workable.

Residents in 15924 skew younger than the county average, and that matters for rehab positioning. Younger renters respond to finishes, appliances, and in-unit laundry in ways that move rent.

Strategic fit here is operational. Pro forma discipline, capex reserves, and lender relationships matter more than the marketing pitch.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Cairnbrook:

B Good
Buy Confidence Score: 75/100
Affordability
25/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.4× the median income
Value Trend
Rising (+12.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $936/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Somerset, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Somerset, PA metro data
🏠

Property Strategy for 15924

Which property type performs best in this market?

Best for Cash Flow
2BR
13.7% cap rate
Best for Appreciation
2BR
+8.8% 5yr CAGR
Best Overall Value
2BR
$27,262/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $54,525 $1,040 13.7% +8.8% $27,262
3BR $101,942 $1,400 9.9% +6.0% $33,981

Market Trends

Home Value History (with trend line)

$86K$76K$65K$54K$43K$32KJan 2015Oct 2020Jul 2026

📊 How Does 15924 Compare?

Metric 15924 Cairnbrook Somerset, PA Pennsylvania
Home Value $81,450 $124,691 N/A $278,018
5-Year CAGR 6.2% 5.5% N/A 6.3%
Avg Rent $936 $959 N/A -
Cap Rate 9.0% 6.8% - -
💡 Why Invest in 15924? Click to expand

This ZIP code meets the 1% rule with rent at $936/mo on homes averaging $81,450 — a strong indicator of cash flow potential.

Our analysis gives this area a 5/5 investability rating, placing it in the top tier for rental property potential.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 15924 (Cairnbrook, PA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 15924 (Cairnbrook, PA)?

~25 seconds · no account needed · your report is anonymous

Investability
Excellent
Cap Rate
9.0%
Excellent
5yr Growth
+6.2%
Strong

📉 Market Crash Risk Index

Based on Somerset, PA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
56%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $81,450
Monthly Rent $936
Price-to-Rent 7.3:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 13.8%
Cap Rate 9.0%
5-Year IRR 15.1%

📈 Home Appreciation

1-Year +12.2% ▲
3-Year CAGR +7.8% ▲
5-Year CAGR +6.2% ▲
10-Year CAGR +6.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 9.0%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (9.0%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.5%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+6.2%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 15924

Population: 867

💰 Median Household Income
$59,375
This area
$59,375
State
$73,647
USA
$74,580
🏠 Renter Occupied
9.6%
This area
9.6%
State
23.0%
USA
34.0%
💼 Unemployment Rate
3.7%
This area
3.7%
State
-7.4%
USA
3.7%
🎓 College Educated
8.4%
This area
8.4%
State
12.3%
USA
33.7%
👤 Median Age
43.1 years
This area
43.1 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
16.5%
This area
16.5%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 97.7%
Other/Mixed 2.3%
Hispanic/Latino 2.0%
👶 Under 18
22.6%
This area
22.6%
USA
22.0%
👴 65 and Over
21.0%
This area
21.0%
USA
17.3%
📊 Poverty Rate
6.7%
This area
6.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 15924

A+ Avg School Grade
2 Schools
8.8:1 Avg Class Size
$25,180 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Cairnbrook El Sch

📚 K – 06 School
👥
171 Students
👨‍🏫
9.7:1 Class Size
💰
$25,180 Per Student
A+ Excellent

Shade JSHS

📚 07 – 12 High School
👥
145 Students
👨‍🏫
7.8:1 Class Size
💰
$25,180 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 691 Off-Campus Students
C
Pennsylvania Highlands Community College
2,286 students · 11.3 mi
C+
University of Pittsburgh-Johnstown
1,940 students · 11.4 mi
C+
Greater Johnstown Career and Technology Center
102 students · 11.8 mi

Investor Insight: With 691 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How viable is house hacking in Cairnbrook, PA?

House hacking in Cairnbrook, PA is an attractive. With home values around $81K and rents at $936/mo, owner-occupants can offset a meaningful share of PITI.

How well does BRRRR work in Cairnbrook, PA?

Investors running BRRRR in Cairnbrook, PA see a strong outcomes. Deal flow and rehab execution matter more than the macro here.

Should investors consider Cairnbrook, PA?

With a 5.0/5 investability score, Cairnbrook, PA ranks as a solid market for rental property investors. Median prices of $81K and rents of $936/mo drive the underlying numbers.

How much does a house cost in Cairnbrook, PA?

In Cairnbrook, PA the median home value sits at $81K. Against the broader PA market, that reads as reasonable for most investors.

How much do tenants pay in Cairnbrook, PA?

Rent in Cairnbrook, PA is around $936/mo. The resulting rent-to-value relationship with $81K pricing is reasonable for most investor models.

You know 15924 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 15924 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 15924 ranks in Somerset, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 15924 (Cairnbrook)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 15924 (Cairnbrook, PA).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.