Real Estate Investing in Schellsburg, Pennsylvania (15559)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Bedford County • Population: 2,407 • Data updated: September 2026

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Should you buy in 15559 (Schellsburg, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 16.9% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Schellsburg, PA (15559)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $250,766
Avg Monthly Rent $1,071
1% Rule ✗ Does Not Meet
Median Income $66,071
% Renters 21.4%

Market Analysis: 15559 Schellsburg

ZIP 15559 in Schellsburg, PA carries a healthy set of headwinds. Home values near $251K and rents of $1,071/mo sit inside a market where underwriting has to be tight.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $251K asset, 15559 is the wrong submarket. If the plan prices in friction, the yield can still work.

Statewide comparisons place 15559 among PA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Who lives in 15559 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategically, 15559 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Schellsburg:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+8.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,071/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$259K$239K$219K$198K$178K$158KFeb 2018May 2022Jul 2026

📊 How Does 15559 Compare?

Metric 15559 Schellsburg Pennsylvania
Home Value $250,766 $250,766 $278,018
5-Year CAGR 4.7% 4.7% 6.3%
Avg Rent $1,071 $1,071 -
Cap Rate 3.3% 3.3% -
💡 Why Invest in 15559? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 15559 (Schellsburg, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.3%
Low
5yr Growth
+4.7%
Moderate

📊 Market Snapshot

Home Value $250,766
Monthly Rent $1,071
Price-to-Rent 19.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.1%
Cap Rate 3.3%
5-Year IRR 8.0%

📈 Home Appreciation

1-Year +8.9% ▲
3-Year CAGR +5.6% ▲
5-Year CAGR +4.7% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.9%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+4.7%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 15559

Population: 2,407

💰 Median Household Income
$66,071
This area
$66,071
State
$73,647
USA
$74,580
🏠 Renter Occupied
21.4%
This area
21.4%
State
23.0%
USA
34.0%
💼 Unemployment Rate
0.9%
This area
0.9%
State
-7.4%
USA
3.7%
🎓 College Educated
16.6%
This area
16.6%
State
12.3%
USA
33.7%
👤 Median Age
44.5 years
This area
44.5 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
16.9%
This area
16.9%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 93.4%
Other/Mixed 5.8%
Hispanic/Latino 5.4%
Black/African American 0.8%
👶 Under 18
18.7%
This area
18.7%
USA
22.0%
👴 65 and Over
18.6%
This area
18.6%
USA
17.3%
📊 Poverty Rate
1.5%
This area
1.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What is the best play in Schellsburg, PA?

For Schellsburg, PA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

How deep is the rental pool in Schellsburg, PA?

Expect a solid tenant pool in Schellsburg, PA. The rental market absorbs $1,071/mo rents without meaningful friction.

Should investors worry about vacancy in Schellsburg, PA?

Schellsburg, PA sees elevated vacancy, which is reasonable relative to the broader PA rental market.

Can I house hack in Schellsburg, PA?

Schellsburg, PA offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,071/mo rent level.

Is Schellsburg, PA a good market for buy-and-hold investors?

Our data puts Schellsburg, PA at 3.0/5 for investability. Home prices of $251K and rents around $1,071/mo create a solid backdrop for investor activity.

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