Real Estate Investing in Bedford, Pennsylvania (15522)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 15522 (Bedford, PA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 15.6% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Bedford, PA (15522)?
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Market Analysis: 15522 Bedford
This part of Bedford County is not an easy win. The 15522 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 15522 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
The gap between 15522 and stronger Bedford ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Employment concentration in 15522 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
The right play in 15522 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Bedford:
Market Trends
Home Value History (with trend line)
📊 How Does 15522 Compare?
| Metric | 15522 | Bedford | Pennsylvania |
|---|---|---|---|
| Home Value | $231,924 | $231,924 | $278,018 |
| 5-Year CAGR | 3.6% | 3.6% | 6.3% |
| Avg Rent | $891 | $891 | - |
| Cap Rate | 3.0% | 3.0% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 15522 (Bedford, PA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $231,924 |
| Monthly Rent | $891 |
| Price-to-Rent | 21.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.6% |
| Cap Rate | 3.0% |
| 5-Year IRR | 6.6% |
📈 Home Appreciation
| 1-Year | +5.2% ▲ |
| 3-Year CAGR | +4.8% ▲ |
| 5-Year CAGR | +3.6% ▲ |
| 10-Year CAGR | +3.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 15522
Population: 10,865
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 15522
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is real estate in Bedford, PA a good investment right now?
Bedford, PA stands at an investability rating of 3.0/5, with median home values near $232K and average rents around $891/mo. That combination puts it in the significant tier for investor interest.
Do rentals sit vacant long in Bedford, PA?
Vacancy in Bedford, PA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $891/mo.
What is the renter demographic in Bedford, PA?
The tenant pool in Bedford, PA is solid, supported by local employment and population fundamentals. Rents of $891/mo are well-absorbed by the market.
How strict are landlord regulations in Bedford, PA?
PA law landlord-friendly for landlords, and Bedford inherits those rules. Investors should still review local ordinances for rental licensing.
What monthly rent should investors expect in Bedford, PA?
Rent in Bedford, PA is around $891/mo. The resulting rent-to-value relationship with $232K pricing is reasonable for most investor models.
You know 15522 now. You don’t know where it ranks.
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