Real Estate Investing in Saltsburg, Pennsylvania (15681)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Westmoreland County • Population: 4,506 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 15681 (Saltsburg, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 14.0% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Saltsburg, PA (15681)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $166,594
Avg Monthly Rent $1,107
1% Rule ✗ Does Not Meet
Median Income $67,516
% Renters 17.4%

Market Analysis: 15681 Saltsburg

Investors eyeing 15681 need to respect the fundamentals at play. Home values of $167K come alongside slower price movement and elevated management overhead.

Rent of $1,107/mo on a $167K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 15681 sits below the stated 0.0% once reality is priced in.

The gap between 15681 and stronger Saltsburg ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Resident income in 15681 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The right play in 15681 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Saltsburg:

B Good
Buy Confidence Score: 71/100
Affordability
25/25
Appreciation
14/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.5× the median income
Value Trend
Rising (+7.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,107/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Pittsburgh, PA Metro Area
More inventory, negotiating room for buyers
42 days
Average time to sell
Average
10.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Pittsburgh, PA metro data
🏠

Property Strategy for 15681

Which property type performs best in this market?

Best for Cash Flow
2BR
7.4% cap rate
Best for Appreciation
4BR
+6.2% 5yr CAGR
Best Overall Value
4BR
$49,607/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $119,743 $1,230 7.4% +4.7% $59,871
3BR $164,989 $1,620 7.1% +5.0% $54,996
4BR $198,429 $1,810 6.6% +6.2% $49,607

Market Trends

Home Value History (with trend line)

$180K$161K$141K$122K$103K$83KJul 2006Jul 2016Jul 2026

📊 How Does 15681 Compare?

Metric 15681 Saltsburg Pittsburgh, PA Pennsylvania
Home Value $166,594 $166,594 N/A $278,018
5-Year CAGR 2.2% 2.2% N/A 6.3%
Avg Rent $1,107 $1,107 N/A -
Cap Rate 5.2% 5.2% - -
💡 Why Invest in 15681? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 15681 (Saltsburg, PA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 15681 (Saltsburg, PA)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
5.2%
Fair
5yr Growth
+2.2%
Slow

📉 Market Crash Risk Index

Based on Pittsburgh, PA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
48%
Days Pending
1/2
42 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $166,594
Monthly Rent $1,107
Price-to-Rent 12.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.0%
Cap Rate 5.2%
5-Year IRR 7.4%

📈 Home Appreciation

1-Year +7.7% ▲
3-Year CAGR +3.6% ▲
5-Year CAGR +2.2% ▲
10-Year CAGR +3.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.0%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+2.2%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 15681

Population: 4,506

💰 Median Household Income
$67,516
This area
$67,516
State
$73,647
USA
$74,580
🏠 Renter Occupied
17.4%
This area
17.4%
State
23.0%
USA
34.0%
💼 Unemployment Rate
4.4%
This area
4.4%
State
-7.4%
USA
3.7%
🎓 College Educated
21.5%
This area
21.5%
State
12.3%
USA
33.7%
👤 Median Age
43.0 years
This area
43.0 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
14.0%
This area
14.0%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 91.4%
Other/Mixed 7.0%
Hispanic/Latino 2.9%
Asian 1.1%
Black/African American 0.5%
👶 Under 18
20.8%
This area
20.8%
USA
22.0%
👴 65 and Over
20.5%
This area
20.5%
USA
17.3%
📊 Poverty Rate
4.1%
This area
4.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 15681

A+ Avg School Grade
1 Schools
12.6:1 Avg Class Size
$27,001 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Saltsburg El Sch

📚 Pre-K – 05 Elementary
👥
295 Students
👨‍🏫
12.6:1 Class Size
💰
$27,001 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby 203 Off-Campus Students
C
Pennsylvania State University-Penn State New Kensington
456 students · 14.0 mi
C+
Saint Vincent College
1,442 students · 14.6 mi
C
Saint Vincent Seminary
76 students · 14.6 mi
C
Seton Hill University
1,984 students · 14.7 mi
C
Triangle Tech Inc-Greensburg
100 students · 14.7 mi

Frequently Asked Questions

Is house hacking profitable in Saltsburg, PA?

House hacking in Saltsburg, PA is reasonable to execute. Prices around $167K and rents of $1,107/mo solid owner-occupant economics.

How landlord-friendly is Saltsburg, PA?

Landlord-friendliness in Saltsburg, PA is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

Is the tenant base reliable in Saltsburg, PA?

The renter base in Saltsburg, PA is reasonable for the $1,107/mo price point. Screening well and pricing to market typically yields steady tenants.

Do landlords face vacancy issues in Saltsburg, PA?

Expect elevated vacancy in Saltsburg, PA. Rents at $1,107/mo are absorbed by the tenant base without meaningful lag.

What are rental rates like in Saltsburg, PA?

Rental rates in Saltsburg, PA average $1,107/mo. Tenant demand and $167K home values make the yield look reasonable by investor standards.

You know 15681 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 15681 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 15681 ranks in Pittsburgh, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
🤖

AI Market Advisor

Ask questions about investing in 15681 (Saltsburg)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 15681 (Saltsburg, PA).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.