Real Estate Investing in Ligonier, Pennsylvania (15658)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Westmoreland County • Population: 8,114 • Data updated: September 2026

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Should you buy in 15658 (Ligonier, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (44/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 19.2% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (1.2% CAGR).

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Ligonier, PA (15658)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $246,143
Avg Monthly Rent $1,017
1% Rule ✗ Does Not Meet
Median Income $75,237
% Renters 18.4%

Market Analysis: 15658 Ligonier

Not every below-median market is a bargain. Ligonier's 15658 ZIP posts signals that favor experienced operators who can absorb the risk $246K pricing implies.

For an experienced owner, 15658 can be a worth a close look for hunting ground — but the discount at $246K reflects genuine risk that outside investors often underestimate.

Nearby ZIPs in Ligonier have seen price recovery that 15658 has not matched. Westmoreland County data supports the view that the spread is structural rather than temporary.

The 15658 ZIP's population of 8,114 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that registers the need for careful underwriting.

Strategy in 15658 is an operator game, not a passive one. Put differently, entry prices of $246K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ligonier:

C+ Average
Buy Confidence Score: 68/100
Affordability
20/25
Appreciation
14/25
Stability
9/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.3× the median income
Value Trend
Rising (+6.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,017/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Pittsburgh, PA Metro Area
More inventory, negotiating room for buyers
42 days
Average time to sell
Average
10.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Pittsburgh, PA metro data
🏠

Property Strategy for 15658

Which property type performs best in this market?

Best for Cash Flow
2BR
4.3% cap rate
Best for Appreciation
3BR
+6.6% 5yr CAGR
Best Overall Value
4BR
$91,542/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $187,372 $1,130 4.3% +4.5% $93,686
3BR $274,630 $1,440 3.8% +6.6% $91,543
4BR $366,166 $1,560 3.1% +5.4% $91,542

Market Trends

Home Value History (with trend line)

$263K$237K$212K$186K$161K$135KJul 2006Jul 2016Jul 2026

📊 How Does 15658 Compare?

Metric 15658 Ligonier Pittsburgh, PA Pennsylvania
Home Value $246,143 $246,143 N/A $278,018
5-Year CAGR 1.2% 1.2% N/A 6.3%
Avg Rent $1,017 $1,017 N/A -
Cap Rate 3.2% 3.2% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 15658 (Ligonier, PA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 15658 (Ligonier, PA)?

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Investability
Fair
Cap Rate
3.2%
Low
5yr Growth
+1.2%
Slow

📉 Market Crash Risk Index

Based on Pittsburgh, PA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
48%
Days Pending
1/2
42 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $246,143
Monthly Rent $1,017
Price-to-Rent 20.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.0%
Cap Rate 3.2%
5-Year IRR 4.5%

📈 Home Appreciation

1-Year +6.3% ▲
3-Year CAGR +1.8% ▲
5-Year CAGR +1.2% ▲
10-Year CAGR +3.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
19.2%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+1.2%
Flat
Eviction process: Moderate Rent control: Favorable

Demographics in 15658

Population: 8,114

💰 Median Household Income
$75,237
This area
$75,237
State
$73,647
USA
$74,580
🏠 Renter Occupied
18.4%
This area
18.4%
State
23.0%
USA
34.0%
💼 Unemployment Rate
1.9%
This area
1.9%
State
-7.4%
USA
3.7%
🎓 College Educated
36.0%
This area
36.0%
State
12.3%
USA
33.7%
👤 Median Age
53.7 years
This area
53.7 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
19.2%
This area
19.2%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 97.4%
Other/Mixed 2.5%
Hispanic/Latino 1.9%
Asian 0.1%
👶 Under 18
14.8%
This area
14.8%
USA
22.0%
👴 65 and Over
29.9%
This area
29.9%
USA
17.3%
📊 Poverty Rate
2.3%
This area
2.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 15658

A+ Avg School Grade
3 Schools
12.6:1 Avg Class Size
$22,838 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Ligonier Valley MS

📚 06 – 08 Middle
👥
291 Students
👨‍🏫
11.8:1 Class Size
💰
$22,838 Per Student
A+ Excellent

Ligonier Valley HS

📚 09 – 12 High School
👥
455 Students
👨‍🏫
13.0:1 Class Size
💰
$22,838 Per Student
A+ Excellent

Mellon El Sch

📚 Pre-K – 05 Elementary
👥
382 Students
👨‍🏫
13.1:1 Class Size
💰
$22,838 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby
C+
Saint Vincent College
1,442 students · 9.9 mi
C
Saint Vincent Seminary
76 students · 9.9 mi
B
Commonwealth Technical Institute
132 students · 14.9 mi

Frequently Asked Questions

How strong is Ligonier, PA for real estate investors?

Ligonier, PA rates 2.0/5 for investability. With median values at $246K and rents near $1,017/mo, the market offers reasonable fundamentals for rental investors.

What is the smart move for investors in Ligonier, PA?

Most investors in Ligonier, PA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 2.0/5 investability profile and the market fundamentals.

How deep is the rental pool in Ligonier, PA?

Expect a solid tenant pool in Ligonier, PA. The rental market absorbs $1,017/mo rents without meaningful friction.

Does a duplex house hack pencil in Ligonier, PA?

The a challenging house-hack environment in Ligonier, PA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

How quickly do rentals get leased in Ligonier, PA?

Vacancy risk in Ligonier, PA is elevated. That supports stable cash flow for typical rental holds.

You know 15658 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 15658 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 15658 ranks in Pittsburgh, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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