Real Estate Investing in Troupsburg, New York (14885)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Steuben County • Population: 659 • Data updated: September 2026

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Should you buy in 14885 (Troupsburg, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (51/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (38/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 23.6% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Troupsburg, NY (14885)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $185,068
Avg Monthly Rent $999
1% Rule ✗ Does Not Meet
Median Income $63,214
% Renters 20.4%

Market Analysis: 14885 Troupsburg

Not every below-median market is a bargain. Troupsburg's 14885 ZIP comes in at signals that favor experienced operators who can absorb the risk $185K pricing implies.

On balance, the numbers look inviting — $185K purchase price, 0.0% nominal cap — the work to hit that pro forma in 14885 is substantial and deserves full respect.

ZIP 14885's metrics run below Steuben County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Who lives in 14885 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Troupsburg:

C+ Average
Buy Confidence Score: 66/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.9× the median income
Value Trend
Rising (+4.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $999/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Corning, NY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Corning, NY metro data

Market Trends

Home Value History (with trend line)

$191K$185K$179K$174K$168K$162KMar 2023Nov 2024Jul 2026

📊 How Does 14885 Compare?

Metric 14885 Troupsburg Corning, NY New York
Home Value $185,068 $185,068 N/A $505,608
5-Year CAGR N/A N/A N/A 6.6%
Avg Rent $999 $999 N/A -
Cap Rate 4.2% 4.2% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14885 (Troupsburg, NY). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
4.2%
Fair

📉 Market Crash Risk Index

Based on Corning, NY metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
54%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $185,068
Monthly Rent $999
Price-to-Rent 15.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.5%
Cap Rate 4.2%
5-Year IRR 7.6%

📈 Home Appreciation

1-Year +4.2% ▲
3-Year CAGR +3.4% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
23.6%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
N/A
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 14885

Population: 659

💰 Median Household Income
$63,214
This area
$63,214
State
$86,376
USA
$74,580
🏠 Renter Occupied
20.4%
This area
20.4%
State
26.4%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-24.2%
USA
3.7%
🎓 College Educated
11.4%
This area
11.4%
State
4.2%
USA
33.7%
👤 Median Age
45.3 years
This area
45.3 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
23.6%
This area
23.6%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 96.8%
Other/Mixed 3.2%
👶 Under 18
24.4%
This area
24.4%
USA
22.0%
👴 65 and Over
21.5%
This area
21.5%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 14885

A+ Avg School Grade
1 Schools
10.3:1 Avg Class Size
$50,754 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent
👥
211 Students
👨‍🏫
10.3:1 Class Size
💰
$50,754 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Troupsburg, NY a good place for real estate investing?

With a 2.0/5 investability score, Troupsburg, NY ranks as a solid market for rental property investors. Median prices of $185K and rents of $999/mo drive the underlying numbers.

Should investors worry about vacancy in Troupsburg, NY?

Vacancy risk in Troupsburg, NY is elevated. That supports stable cash flow for typical rental holds.

How strict are landlord regulations in Troupsburg, NY?

Troupsburg, NY falls under NY landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.

Does house hacking make sense in Troupsburg, NY?

The a challenging house-hack environment in Troupsburg, NY reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

How should investors approach Troupsburg, NY?

A careful cash-flow rentals with hands-on management strategy Troupsburg, NY best. The market produces stable results for that approach at the $185K price point.

You know 14885 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 14885 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 14885 ranks in Corning, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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