Real Estate Investing in Westfield, Pennsylvania (16950)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 16950 (Westfield, PA)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 31.6% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Westfield, PA (16950)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 16950 Westfield
ZIP 16950 inside Tioga County looks affordable on the surface — median value of $191K — but the discount exists for reasons that a careful buyer should understand before committing.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $191K asset, 16950 is the wrong submarket. If the plan prices in friction, the yield can still work.
The gap between 16950 and stronger Westfield ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Employment concentration in 16950 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Westfield:
Property Strategy for 16950
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $177,530 | $970 | 3.9% | +7.0% | $88,765 |
| 3BR | $194,718 | $1,260 | 4.7% | +7.8% | $64,906 |
| 4BR | $187,606 | $1,300 | 5.0% | +7.1% | $46,902 |
Market Trends
Home Value History (with trend line)
📊 How Does 16950 Compare?
| Metric | 16950 | Westfield | Pennsylvania |
|---|---|---|---|
| Home Value | $191,464 | $191,464 | $278,018 |
| 5-Year CAGR | 5.3% | 5.3% | 6.3% |
| Avg Rent | $873 | $873 | - |
| Cap Rate | 3.6% | 3.6% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 16950 (Westfield, PA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $191,464 |
| Monthly Rent | $873 |
| Price-to-Rent | 18.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.5% |
| Cap Rate | 3.6% |
| 5-Year IRR | 8.9% |
📈 Home Appreciation
| 1-Year | +8.6% ▲ |
| 3-Year CAGR | +4.6% ▲ |
| 5-Year CAGR | +5.3% ▲ |
| 10-Year CAGR | +5.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 16950
Population: 3,256
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 16950
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How much rent can I charge in Westfield, PA?
Westfield, PA rentals go for roughly $873/mo a month. That puts gross yield in solid territory relative to $191K acquisition costs.
Which real estate strategy fits Westfield, PA?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Westfield, PA. The numbers - $191K homes against $873/mo rents - support that play.
How does Westfield, PA rate as a rental market?
Westfield, PA scores 3.0/5 for investability. Home values sit at $191K and rents near $873/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
How viable is house hacking in Westfield, PA?
House hacking in Westfield, PA is a challenging. With home values around $191K and rents at $873/mo, owner-occupants can offset a meaningful share of PITI.
What is the typical renter like in Westfield, PA?
Westfield, PA offers a predictable renter base at the $873/mo rent level. Tenant turnover is reasonable for well-managed properties.
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