Real Estate Investing in Bridgewater, New York (13313)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 13313 (Bridgewater, NY)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 17.5% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- Lower household income: $34,476 median — tenant affordability is tighter.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Bridgewater, NY (13313)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 13313 Bridgewater
ZIP 13313 in Bridgewater, NY carries a resilient set of headwinds. Home values near $173K and rents of $945/mo sit inside a market where underwriting has to be tight.
For an experienced owner, 13313 can be a a solid fit for hunting ground — but the discount at $173K reflects genuine risk that outside investors often underestimate.
In the broader NY picture, 13313 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
The 13313 ZIP's population of 562 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that records the need for careful underwriting.
New investors are better served looking at Bridgewater's stable or hybrid ZIPs before stepping into 13313. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Bridgewater:
Market Trends
Home Value History (with trend line)
📊 How Does 13313 Compare?
| Metric | 13313 | Bridgewater | Utica-Rome, NY | New York |
|---|---|---|---|---|
| Home Value | $173,349 | $173,349 | N/A | $505,608 |
| 5-Year CAGR | 4.7% | 4.7% | N/A | 6.6% |
| Avg Rent | $945 | $945 | N/A | - |
| Cap Rate | 4.3% | 4.3% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 13313 (Bridgewater, NY). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 13313 (Bridgewater, NY)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $173,349 |
| Monthly Rent | $945 |
| Price-to-Rent | 15.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.5% |
| Cap Rate | 4.3% |
| 5-Year IRR | 8.9% |
📈 Home Appreciation
| 1-Year | -2.5% ▼ |
| 3-Year CAGR | +4.7% ▲ |
| 5-Year CAGR | +4.7% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 13313
Population: 562
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 1,423 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What strategy should investors use in Bridgewater, NY?
In Bridgewater, NY the substantial play is typically careful cash-flow rentals with hands-on management. The combination of $173K prices and $945/mo rents suits that approach.
What is the investability score for Bridgewater, NY?
With a 3.0/5 investability score, Bridgewater, NY ranks as a solid market for rental property investors. Median prices of $173K and rents of $945/mo drive the underlying numbers.
Are homes affordable in Bridgewater, NY?
Typical homes in Bridgewater, NY go for around $173K. The 5-year CAGR of 0.0% stable price movement.
Does house hacking make sense in Bridgewater, NY?
For house hackers, Bridgewater, NY is a challenging. The $945/mo rent on a unit helps defray the mortgage on a $173K property.
Are tenants stable in Bridgewater, NY?
The tenant pool in Bridgewater, NY is solid, supported by local employment and population fundamentals. Rents of $945/mo are well-absorbed by the market.
You know 13313 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 13313 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 13313 ranks in Utica-Rome, NY
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 13313 (Bridgewater)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 13313 (Bridgewater, NY).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.