Real Estate Investing in Sylvan Beach, New York (13157)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 13157 (Sylvan Beach, NY)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 56.1% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Sylvan Beach, NY (13157)?
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Market Analysis: 13157 Sylvan Beach
Investors eyeing 13157 need to respect the fundamentals at play. Home values of $217K come alongside slower price movement and elevated management overhead.
Distressed markets are won on execution, not on spreadsheets. ZIP 13157 reflects the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Nearby ZIPs in Sylvan Beach have seen price recovery that 13157 has not matched. Oneida County data supports the view that the spread is structural rather than temporary.
The 13157 ZIP's population of 547 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reports the need for careful underwriting.
seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Sylvan Beach:
Property Strategy for 13157
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $188,440 | $1,250 | 4.8% | +12.7% | $94,220 |
| 3BR | $234,527 | $1,500 | 4.6% | +10.5% | $78,176 |
Market Trends
Home Value History (with trend line)
📊 How Does 13157 Compare?
| Metric | 13157 | Sylvan Beach | Utica-Rome, NY | New York |
|---|---|---|---|---|
| Home Value | $216,811 | $216,811 | N/A | $505,608 |
| 5-Year CAGR | 6.1% | 6.1% | N/A | 6.6% |
| Avg Rent | $1,125 | $1,125 | N/A | - |
| Cap Rate | 4.1% | 4.1% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 13157 (Sylvan Beach, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $216,811 |
| Monthly Rent | $1,125 |
| Price-to-Rent | 16.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.2% |
| Cap Rate | 4.1% |
| 5-Year IRR | 10.2% |
📈 Home Appreciation
| 1-Year | +0.3% ▲ |
| 3-Year CAGR | +4.7% ▲ |
| 5-Year CAGR | +6.1% ▲ |
| 10-Year CAGR | +7.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 13157
Population: 547
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What approach is best for Sylvan Beach, NY real estate?
Investors usually favor careful cash-flow rentals with hands-on management in Sylvan Beach, NY. With home values at $217K and rents near $1,125/mo, other strategies can work but produce measured rather than outsized returns.
Is Sylvan Beach, NY a friendly market for rental owners?
NY law tenant-protective for landlords, and Sylvan Beach inherits those rules. Investors should still review local ordinances for rental licensing.
Does Sylvan Beach, NY make sense for an investment property?
Sylvan Beach, NY rates 3.0/5 for investability. With median values at $217K and rents near $1,125/mo, the market offers reasonable fundamentals for rental investors.
How viable is house hacking in Sylvan Beach, NY?
The a challenging house-hack environment in Sylvan Beach, NY reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
How quickly do rentals get leased in Sylvan Beach, NY?
Expect elevated vacancy in Sylvan Beach, NY. Rents at $1,125/mo are absorbed by the tenant base without meaningful lag.
You know 13157 now. You don’t know where it ranks.
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How 13157 ranks in Utica-Rome, NY
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