Real Estate Investing in Durhamville, New York (13054)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 13054 (Durhamville, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 10.8% vacancy may signal weakening demand.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Durhamville, NY (13054)?
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Market Analysis: 13054 Durhamville
ZIP 13054 inside Oneida County looks affordable on the surface — median value of $229K — but the discount exists for reasons that a careful buyer should understand before committing.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 13054 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
The gap between 13054 and stronger Durhamville ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Resident income in 13054 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Durhamville:
Property Strategy for 13054
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $173,424 | $1,140 | 4.7% | +7.5% | $86,712 |
| 3BR | $217,677 | $1,370 | 4.5% | +7.9% | $72,559 |
| 4BR | $237,237 | $1,580 | 4.8% | — | $59,309 |
Market Trends
Home Value History (with trend line)
📊 How Does 13054 Compare?
| Metric | 13054 | Durhamville | Utica-Rome, NY | New York |
|---|---|---|---|---|
| Home Value | $228,611 | $228,611 | N/A | $505,608 |
| 5-Year CAGR | 6.9% | 6.9% | N/A | 6.6% |
| Avg Rent | $1,026 | $1,026 | N/A | - |
| Cap Rate | 3.5% | 3.5% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 13054 (Durhamville, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $228,611 |
| Monthly Rent | $1,026 |
| Price-to-Rent | 18.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.4% |
| Cap Rate | 3.5% |
| 5-Year IRR | 10.4% |
📈 Home Appreciation
| 1-Year | +10.2% ▲ |
| 3-Year CAGR | +7.5% ▲ |
| 5-Year CAGR | +6.9% ▲ |
| 10-Year CAGR | +7.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 13054
Population: 1,289
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 13054
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What kind of market is Durhamville, NY for investors?
Our data puts Durhamville, NY at 3.0/5 for investability. Home prices of $229K and rents around $1,026/mo create a solid backdrop for investor activity.
What are home prices like in Durhamville, NY?
The median home value in Durhamville, NY is roughly $229K. That puts it reasonable relative to the NY statewide average.
How high is vacancy risk in Durhamville, NY?
Durhamville, NY carries elevated vacancy risk. Expect stable absorption at market rents of $1,026/mo.
What strategy should investors use in Durhamville, NY?
A careful cash-flow rentals with hands-on management strategy Durhamville, NY best. The market produces measured results for that approach at the $229K price point.
How much rent can I charge in Durhamville, NY?
Durhamville, NY rentals go for roughly $1,026/mo a month. That puts gross yield in solid territory relative to $229K acquisition costs.
You know 13054 now. You don’t know where it ranks.
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How 13054 ranks in Utica-Rome, NY
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