Real Estate Investing in Keeseville, New York (12944)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Essex County • Population: 4,043 • Data updated: September 2026

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Should you buy in 12944 (Keeseville, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 22.0% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Keeseville, NY (12944)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $211,990
Avg Monthly Rent $1,242
1% Rule ✗ Does Not Meet
Median Income $63,977
% Renters 26.7%

Market Analysis: 12944 Keeseville

In practical terms, ZIP 12944 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $212K median. It rewards specialists, not generalists.

The investment case in 12944 is healthy only for operators who understand what they are buying. A $212K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Nearby ZIPs in Keeseville have seen price recovery that 12944 has not matched. Essex County data supports the view that the spread is structural rather than temporary.

The 12944 ZIP's population of 4,043 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reflects the need for careful underwriting.

Strategy in 12944 is an operator game, not a passive one. In practical terms, entry prices of $212K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Keeseville:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.3× the median income
Value Trend
Rising (+6.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,242/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Plattsburgh, NY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Plattsburgh, NY metro data
🏠

Property Strategy for 12944

Which property type performs best in this market?

Best for Cash Flow
4BR
5.9% cap rate
Best for Appreciation
3BR
+8.8% 5yr CAGR
Best Overall Value
4BR
$57,182/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $180,476 $1,380 5.5% +8.3% $90,238
3BR $208,912 $1,680 5.8% +8.8% $69,637
4BR $228,727 $1,880 5.9% +7.9% $57,182

Market Trends

Home Value History (with trend line)

$222K$194K$166K$137K$109K$81KJul 2006Jul 2016Jul 2026

📊 How Does 12944 Compare?

Metric 12944 Keeseville Plattsburgh, NY New York
Home Value $211,990 $70,663 N/A $505,608
5-Year CAGR 6.5% 6.5% N/A 6.6%
Avg Rent $1,242 $1,242 N/A -
Cap Rate 4.6% 4.6% - -
💡 Why Invest in 12944? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 12944 (Keeseville, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.6%
Fair
5yr Growth
+6.5%
Strong

📉 Market Crash Risk Index

Based on Plattsburgh, NY metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
72%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $211,990
Monthly Rent $1,242
Price-to-Rent 14.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.0%
Cap Rate 4.6%
5-Year IRR 11.1%

📈 Home Appreciation

1-Year +6.8% ▲
3-Year CAGR +5.5% ▲
5-Year CAGR +6.5% ▲
10-Year CAGR +6.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
22.0%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.5%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 12944

Population: 4,043

💰 Median Household Income
$63,977
This area
$63,977
State
$86,376
USA
$74,580
🏠 Renter Occupied
26.7%
This area
26.7%
State
26.4%
USA
34.0%
💼 Unemployment Rate
4.9%
This area
4.9%
State
-24.2%
USA
3.7%
🎓 College Educated
24.5%
This area
24.5%
State
4.2%
USA
33.7%
👤 Median Age
42.3 years
This area
42.3 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
22.0%
This area
22.0%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 96.1%
Other/Mixed 3.2%
Hispanic/Latino 1.2%
Black/African American 0.4%
Asian 0.3%
👶 Under 18
21.9%
This area
21.9%
USA
22.0%
👴 65 and Over
22.7%
This area
22.7%
USA
17.3%
📊 Poverty Rate
11.6%
This area
11.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 12944

A+ Avg School Grade
1 Schools
13.9:1 Avg Class Size
$30,294 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

KEESEVILLE PRIMARY SCHOOL

📚 Pre-K – 06 School
👥
403 Students
👨‍🏫
13.9:1 Class Size
💰
$30,294 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 439 Off-Campus Students
C
Clinton Community College
1,015 students · 14.4 mi

Frequently Asked Questions

What are home prices like in Keeseville, NY?

In Keeseville, NY the median home value sits at $212K. Against the broader NY market, that reads as reasonable for most investors.

Does Keeseville, NY make sense for an investment property?

Keeseville, NY registers an investability rating of 3.0/5, with median home values near $212K and average rents around $1,242/mo. That combination puts it in the robust tier for investor interest.

How should investors approach Keeseville, NY?

A careful cash-flow rentals with hands-on management strategy Keeseville, NY best. The market produces predictable results for that approach at the $212K price point.

Does house hacking work in Keeseville, NY?

The a challenging house-hack environment in Keeseville, NY reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

What is the typical renter like in Keeseville, NY?

The renter base in Keeseville, NY is reasonable for the $1,242/mo price point. Screening well and pricing to market typically yields consistent tenants.

You know 12944 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 12944 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 12944 ranks in Plattsburgh, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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