Real Estate Investing in Port Kent, New York (12975)
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Should you buy in 12975 (Port Kent, NY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 10.1% vacancy may signal weakening demand.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Port Kent, NY (12975)?
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Market Analysis: 12975 Port Kent
Investors eyeing 12975 need to respect the fundamentals at play. Home values of $291K come alongside slower price movement and elevated management overhead.
Rent of $1,215/mo on a $291K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 12975 sits below the stated 0.0% once reality is priced in.
Meanwhile, 12975 offers a low basis, the region around Port Kent has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Employment concentration in 12975 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Strategically, 12975 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Port Kent:
Market Trends
Home Value History (with trend line)
📊 How Does 12975 Compare?
| Metric | 12975 | Port Kent | New York |
|---|---|---|---|
| Home Value | $290,667 | $290,667 | $505,608 |
| 5-Year CAGR | 4.6% | 4.6% | 6.6% |
| Avg Rent | $1,215 | $1,215 | - |
| Cap Rate | 3.3% | 3.3% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 12975 (Port Kent, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $290,667 |
| Monthly Rent | $1,215 |
| Price-to-Rent | 19.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.0% |
| Cap Rate | 3.3% |
| 5-Year IRR | 7.8% |
📈 Home Appreciation
| 1-Year | +5.8% ▲ |
| 3-Year CAGR | +3.9% ▲ |
| 5-Year CAGR | +4.6% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 12975
Population: 107
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 866 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is Port Kent, NY a good market for FHA house hackers?
The house hack math a challenging in Port Kent, NY. Owner-occupant buyers benefit from the $1,215/mo rents and $291K home values.
How landlord-friendly is Port Kent, NY?
NY law tenant-protective for landlords, and Port Kent inherits those rules. Investors should still review local ordinances for rental licensing.
How tight is the rental market in Port Kent, NY?
Port Kent, NY sees elevated vacancy, which is reasonable relative to the broader NY rental market.
How much is rent in Port Kent, NY?
Rental rates in Port Kent, NY average $1,215/mo. Tenant demand and $291K home values make the yield look reasonable by investor standards.
Are homes affordable in Port Kent, NY?
Typical homes in Port Kent, NY go for around $291K. The 5-year CAGR of 0.0% consistent price movement.
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