Real Estate Investing in Yulan, New York (12792)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Sullivan County • Population: 171 • Data updated: September 2026

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Should you buy in 12792 (Yulan, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 66.8% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 26.6 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Yulan, NY (12792)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $325,117
Avg Monthly Rent $1,017
1% Rule ✗ Does Not Meet
Median Income $95,250
% Renters 5.9%

Market Analysis: 12792 Yulan

ZIP 12792 in Yulan, NY carries a robust set of headwinds. Home values near $325K and rents of $1,017/mo sit inside a market where underwriting has to be tight.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 12792 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

ZIP 12792's metrics run below Sullivan County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Demographically, 12792 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Strategy in 12792 is an operator game, not a passive one. From an investor standpoint, entry prices of $325K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Yulan:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.4× the median income
Value Trend
Stable (+0.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,017/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$343K$300K$257K$214K$171K$128KJul 2006Jul 2016Jul 2026

📊 How Does 12792 Compare?

Metric 12792 Yulan New York
Home Value $325,117 $325,117 $505,608
5-Year CAGR 5.0% 5.0% 6.6%
Avg Rent $1,017 $1,017 -
Cap Rate 2.4% 2.4% -
💡 Why Invest in 12792? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 12792 (Yulan, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.4%
Low
5yr Growth
+5.0%
Moderate

📊 Market Snapshot

Home Value $325,117
Monthly Rent $1,017
Price-to-Rent 26.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.8%
Cap Rate 2.4%
5-Year IRR 7.4%

📈 Home Appreciation

1-Year +0.5% ▲
3-Year CAGR +2.9% ▲
5-Year CAGR +5.0% ▲
10-Year CAGR +7.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
66.8%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.0%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 12792

Population: 171

💰 Median Household Income
$95,250
This area
$95,250
State
$86,376
USA
$74,580
🏠 Renter Occupied
5.9%
This area
5.9%
State
26.4%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-24.2%
USA
3.7%
🎓 College Educated
51.9%
This area
51.9%
State
4.2%
USA
33.7%
👤 Median Age
52.1 years
This area
52.1 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
66.8%
This area
66.8%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
8.4%
This area
8.4%
USA
22.0%
👴 65 and Over
26.3%
This area
26.3%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Do rentals sit vacant long in Yulan, NY?

Vacancy risk in Yulan, NY is elevated. That supports steady cash flow for typical rental holds.

How do home values compare in Yulan, NY?

Typical homes in Yulan, NY go for around $325K. The 5-year CAGR of 0.0% reliable price movement.

Where do rents currently stand in Yulan, NY?

Rental rates in Yulan, NY average $1,017/mo. Tenant demand and $325K home values make the yield look reasonable by investor standards.

How strict are landlord regulations in Yulan, NY?

Landlord-friendliness in Yulan, NY is tenant-protective. Eviction timelines and lease enforcement are considered reasonable by most property managers.

Is Yulan, NY a good market for buy-and-hold investors?

Yes - Yulan, NY a 3.0/5 investability score. With $325K home prices against $1,017/mo monthly rent, the market delivers a reasonable entry point for new investors.

You know 12792 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 12792 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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