Real Estate Investing in Kiamesha Lake, New York (12751)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 12751 (Kiamesha Lake, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.
- High vacancy: 33.6% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- Elevated poverty: 46.7% poverty rate — can affect rent collection.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Kiamesha Lake, NY (12751)?
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Market Analysis: 12751 Kiamesha Lake
ZIP 12751 in Kiamesha Lake, NY carries a resilient set of headwinds. Home values near $215K and rents of $1,521/mo sit inside a market where underwriting has to be tight.
The 12751 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Stepping back, 12751 offers a low basis, the region around Kiamesha Lake has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Who lives in 12751 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
The 12751 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Kiamesha Lake:
Market Trends
Home Value History (with trend line)
📊 How Does 12751 Compare?
| Metric | 12751 | Kiamesha Lake | New York |
|---|---|---|---|
| Home Value | $214,607 | $214,607 | $505,608 |
| 5-Year CAGR | 9.9% | 9.9% | 6.6% |
| Avg Rent | $1,521 | $1,521 | - |
| Cap Rate | 5.5% | 5.5% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 12751 (Kiamesha Lake, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $214,607 |
| Monthly Rent | $1,521 |
| Price-to-Rent | 11.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.5% |
| Cap Rate | 5.5% |
| 5-Year IRR | 15.4% |
📈 Home Appreciation
| 1-Year | +3.4% ▲ |
| 3-Year CAGR | +7.0% ▲ |
| 5-Year CAGR | +9.9% ▲ |
| 10-Year CAGR | +8.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 12751
Population: 1,340
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What monthly rent should investors expect in Kiamesha Lake, NY?
Expect rents around $1,521/mo per month in Kiamesha Lake, NY. With home values at $215K, the yield math works out to reasonable levels for rental investors.
How strong is tenant demand in Kiamesha Lake, NY?
The renter base in Kiamesha Lake, NY is reasonable for the $1,521/mo price point. Screening well and pricing to market typically yields even-keeled tenants.
Is vacancy a concern in Kiamesha Lake, NY?
Vacancy in Kiamesha Lake, NY is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,521/mo.
Can I house hack in Kiamesha Lake, NY?
For house hackers, Kiamesha Lake, NY is a challenging. The $1,521/mo rent on a unit helps defray the mortgage on a $215K property.
How should investors approach Kiamesha Lake, NY?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Kiamesha Lake, NY. The numbers - $215K homes against $1,521/mo rents - support that play.
You know 12751 now. You don’t know where it ranks.
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