Real Estate Investing in Woodridge, New York (12789)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Sullivan County • Population: 2,654 • Data updated: September 2026

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Should you buy in 12789 (Woodridge, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (69/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 51.5% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • Higher unemployment: 12.6% unemployment — tenant risk signal.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Woodridge, NY (12789)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $290,263
Avg Monthly Rent $1,458
1% Rule ✗ Does Not Meet
Median Income $71,813
% Renters 46.2%

Market Analysis: 12789 Woodridge

Investors eyeing 12789 need to respect the fundamentals at play. Home values of $290K come alongside slower price movement and elevated management overhead.

Distressed markets are won on execution, not on spreadsheets. ZIP 12789 records the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Nearby ZIPs in Woodridge have seen price recovery that 12789 has not matched. Sullivan County data supports the view that the spread is structural rather than temporary.

The demographic picture in 12789 includes headwinds that any investor should price in. Income distribution skews lower than Woodridge averages, and tenant stability requires active management.

Strategy in 12789 is an operator game, not a passive one. In practical terms, entry prices of $290K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Woodridge:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4× the median income
Value Trend
Rising (+4.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,458/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 12789

Which property type performs best in this market?

Best for Cash Flow
2BR
5.8% cap rate
Best for Appreciation
2BR
+15.8% 5yr CAGR
Best Overall Value
4BR
$77,161/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $201,323 $1,620 5.8% +15.8% $100,661
3BR $275,076 $2,060 5.4% +14.1% $91,692
4BR $308,643 $2,220 5.2% +13.8% $77,161

Market Trends

Home Value History (with trend line)

$312K$267K$222K$177K$132K$87KJul 2006Jul 2016Jul 2026

📊 How Does 12789 Compare?

Metric 12789 Woodridge New York
Home Value $290,263 $290,263 $505,608
5-Year CAGR 9.4% 9.4% 6.6%
Avg Rent $1,458 $1,458 -
Cap Rate 3.9% 3.9% -
💡 Why Invest in 12789? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 46% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 12789 (Woodridge, NY). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 12789 (Woodridge, NY)?

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Investability
Good
Cap Rate
3.9%
Low
5yr Growth
+9.4%
Strong

📊 Market Snapshot

Home Value $290,263
Monthly Rent $1,458
Price-to-Rent 16.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.0%
Cap Rate 3.9%
5-Year IRR 13.3%

📈 Home Appreciation

1-Year +4.9% ▲
3-Year CAGR +6.7% ▲
5-Year CAGR +9.4% ▲
10-Year CAGR +10.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
51.5%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+9.4%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 12789

Population: 2,654

💰 Median Household Income
$71,813
This area
$71,813
State
$86,376
USA
$74,580
🏠 Renter Occupied
46.2%
This area
46.2%
State
26.4%
USA
34.0%
💼 Unemployment Rate
12.6%
This area
12.6%
State
-24.2%
USA
3.7%
🎓 College Educated
44.8%
This area
44.8%
State
4.2%
USA
33.7%
👤 Median Age
31.1 years
This area
31.1 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
51.5%
This area
51.5%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 67.6%
Other/Mixed 22.1%
Hispanic/Latino 16.1%
Asian 5.4%
Black/African American 4.9%
👶 Under 18
21.1%
This area
21.1%
USA
22.0%
👴 65 and Over
12.6%
This area
12.6%
USA
17.3%
📊 Poverty Rate
2.4%
This area
2.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 12789

Nearby Schools (2 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

FALLSBURG JUNIOR SENIOR HIGH SCHOOL

📚 07 – 12 High School
📍 115 BRICKMAN RD, FALLSBURG
👥
688 Students
👨‍🏫
10.8:1 Class Size
💰
$34,257 Per Student
A+ Excellent

BENJAMIN COSOR ELEMENTARY SCHOOL

📚 Pre-K – 06 School
📍 15 OLD FALLS RD, FALLSBURG
👥
802 Students
👨‍🏫
10.3:1 Class Size
💰
$34,257 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 394 Off-Campus Students
C+
Yeshivath Zichron Moshe
222 students · 2.8 mi
B
Yeshiva of Ocean
57 students · 3.9 mi
C
Sullivan County Community College
1,809 students · 6.0 mi

Frequently Asked Questions

How strong is Woodridge, NY for real estate investors?

Investors tracking Woodridge, NY will find a 3.0/5 rating supported by $290K median home values and $1,458/mo rents. That profile suits long-term holders targeting reliable returns.

What do rentals go for in Woodridge, NY?

Woodridge, NY rentals go for roughly $1,458/mo a month. That puts gross yield in solid territory relative to $290K acquisition costs.

What is the typical home price in Woodridge, NY?

The median home value in Woodridge, NY is roughly $290K. That puts it reasonable relative to the NY statewide average.

Do rentals sit vacant long in Woodridge, NY?

Occupancy in Woodridge, NY runs even-keeled with elevated vacancy. Well-priced units at $1,458/mo lease on reasonable timelines.

What is the best play in Woodridge, NY?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Woodridge, NY. The numbers - $290K homes against $1,458/mo rents - support that play.

You know 12789 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 12789 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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