Real Estate Investing in Fishkill, New York (12524)
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Should you buy in 12524 (Fishkill, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Fishkill, NY (12524)?
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Market Analysis: 12524 Fishkill
The 12524 ZIP covers a section of Fishkill that demands careful diligence. Prices near $485K look accessible, but the work to make a deal cash flow is real.
The 12524 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Statewide comparisons place 12524 among NY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Who lives in 12524 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Strategically, 12524 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Fishkill:
Property Strategy for 12524
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $283,614 | $2,260 | 5.7% | +6.7% | $283,614 |
| 2BR | $411,469 | $2,510 | 4.4% | +8.4% | $205,734 |
| 3BR | $492,187 | $3,120 | 4.6% | +8.1% | $164,062 |
| 4BR | $581,378 | $3,370 | 4.2% | +8.1% | $145,345 |
| 5BR | $641,011 | — | — | +8.3% | $128,202 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 12524 Compare?
| Metric | 12524 | Fishkill | Poughkeepsie-Newburgh-Middletown, NY | New York |
|---|---|---|---|---|
| Home Value | $484,641 | $484,641 | N/A | $505,608 |
| 5-Year CAGR | 6.4% | 6.4% | N/A | 6.6% |
| Avg Rent | $2,688 | $2,688 | N/A | - |
| Cap Rate | 4.3% | 4.3% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 12524 (Fishkill, NY). Anonymous, moderated, never written by AI.
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Property managers serving Dutchess County
Manage rentals here? List your business →All County Metro offers full-service residential property management in Kissimmee, FL, and surrounding areas, focusing on maximizing rental property revenue. summary from their website
360 Property Management provides professional property management services for houses and homes in the Hudson Valley. summary from their website
Asset Property Services, Inc. provides real estate management services in Fishkill, NY. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $484,641 |
| Monthly Rent | $2,688 |
| Price-to-Rent | 15.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.7% |
| Cap Rate | 4.3% |
| 5-Year IRR | 10.7% |
📈 Home Appreciation
| 1-Year | +5.9% ▲ |
| 3-Year CAGR | +6.2% ▲ |
| 5-Year CAGR | +6.4% ▲ |
| 10-Year CAGR | +6.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 12524
Population: 15,079
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 12524
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,709 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Are tenants stable in Fishkill, NY?
Working renters make up the core of the Fishkill, NY tenant base. The pool is reasonable for investors targeting long-term holds.
Is Fishkill, NY a good place for real estate investing?
Fishkill, NY sits at an investability rating of 3.0/5, with median home values near $485K and average rents around $2,688/mo. That combination puts it in the durable tier for investor interest.
What are home prices like in Fishkill, NY?
The median home value in Fishkill, NY is roughly $485K. That puts it reasonable relative to the NY statewide average.
Can owner-occupants cash flow in Fishkill, NY?
Fishkill, NY offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $2,688/mo rent level.
What is the rental occupancy rate in Fishkill, NY?
Fishkill, NY vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
You know 12524 now. You don’t know where it ranks.
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How 12524 ranks in Poughkeepsie-Newburgh-Middletown, NY
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