Real Estate Investing in Beacon, New York (12508)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Dutchess County • Population: 19,519 • Data updated: September 2026

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Should you buy in 12508 (Beacon, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Beacon, NY (12508)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $565,231
Avg Monthly Rent $2,940
1% Rule ✗ Does Not Meet
Median Income $87,618
% Renters 41.7%

Market Analysis: 12508 Beacon

ZIP 12508 inside Dutchess County looks affordable on the surface — median value of $565K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 12508 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

In the broader NY picture, 12508 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Who lives in 12508 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategy in 12508 is an operator game, not a passive one. In practical terms, entry prices of $565K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Beacon:

C+ Average
Buy Confidence Score: 63/100
Affordability
5/25
Appreciation
22/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.5× the median income
Value Trend
Rising (+7.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,940/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Poughkeepsie-Newburgh-Middletown, NY Metro Area
More inventory, negotiating room for buyers
64 days
Average time to sell
Slow
6.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Poughkeepsie-Newburgh-Middletown, NY metro data
🏠

Property Strategy for 12508

Which property type performs best in this market?

Best for Cash Flow
1BR
3.8% cap rate
Best for Appreciation
4BR
+9.5% 5yr CAGR
Best Overall Value
5BR
$149,061/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $315,735 $1,680 3.8% +7.0% $315,735
2BR $466,916 $2,150 3.3% +8.5% $233,458
3BR $533,104 $2,730 3.7% +9.1% $177,701
4BR $665,409 $2,930 3.2% +9.5% $166,352
5BR $745,305 +8.0% $149,061

Market Trends

Home Value History (with trend line)

$594K$510K$426K$342K$258K$173KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,074$2,903$2,732$2,560$2,389$2,218Nov 2022Sep 2024Jul 2026

📊 How Does 12508 Compare?

Metric 12508 Beacon Poughkeepsie-Newburgh-Middletown, NY New York
Home Value $565,231 $565,231 N/A $505,608
5-Year CAGR 6.9% 6.9% N/A 6.6%
Avg Rent $2,940 $2,940 N/A -
Cap Rate 4.1% 4.1% - -
💡 Why Invest in 12508? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 42% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 12508 (Beacon, NY). Anonymous, moderated, never written by AI.

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Property managers serving Dutchess County

Manage rentals here? List your business →

All County Metro offers full-service residential property management in Kissimmee, FL, and surrounding areas, focusing on maximizing rental property revenue. summary from their website

Single-family
Unclaimed — is this your business? Claim it free
360 Property Management
Poughkeepsie, NY

360 Property Management provides professional property management services for houses and homes in the Hudson Valley. summary from their website

Unclaimed — is this your business? Claim it free

Asset Property Services, Inc. provides real estate management services in Fishkill, NY. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.1%
Fair
5yr Growth
+6.9%
Strong

📊 Market Snapshot

Home Value $565,231
Monthly Rent $2,940
Price-to-Rent 16.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.2%
Cap Rate 4.1%
5-Year IRR 11.0%

📈 Home Appreciation

1-Year +7.7% ▲
3-Year CAGR +6.9% ▲
5-Year CAGR +6.9% ▲
10-Year CAGR +8.8% ▲

🏠 Rent Trends

1-Year +9.6% ▲
3-Year CAGR +6.7% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.5%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.9%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 12508

Population: 19,519

💰 Median Household Income
$87,618
This area
$87,618
State
$86,376
USA
$74,580
🏠 Renter Occupied
41.7%
This area
41.7%
State
26.4%
USA
34.0%
💼 Unemployment Rate
2.6%
This area
2.6%
State
-24.2%
USA
3.7%
🎓 College Educated
40.3%
This area
40.3%
State
4.2%
USA
33.7%
👤 Median Age
41.1 years
This area
41.1 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
6.5%
This area
6.5%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 67.0%
Black/African American 16.7%
Other/Mixed 14.8%
Hispanic/Latino 11.5%
Asian 1.5%
👶 Under 18
17.5%
This area
17.5%
USA
22.0%
👴 65 and Over
15.0%
This area
15.0%
USA
17.3%
📊 Poverty Rate
6.9%
This area
6.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 12508

A+ Avg School Grade
5 Schools
9.8:1 Avg Class Size
$34,170 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

ROMBOUT MIDDLE SCHOOL

📚 06 – 08 Middle
👥
582 Students
👨‍🏫
9.7:1 Class Size
💰
$34,170 Per Student
A+ Excellent

SARGENT SCHOOL

📚 Pre-K – 05 Elementary
👥
302 Students
👨‍🏫
10.4:1 Class Size
💰
$34,170 Per Student
A+ Excellent

BEACON HIGH SCHOOL

📚 09 – 12 High School
👥
830 Students
👨‍🏫
10.2:1 Class Size
💰
$34,170 Per Student
A+ Excellent

J V FORRESTAL ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
230 Students
👨‍🏫
9.4:1 Class Size
💰
$34,170 Per Student
A+ Excellent

SOUTH AVENUE SCHOOL

📚 Pre-K – 05 Elementary
👥
252 Students
👨‍🏫
9.5:1 Class Size
💰
$34,170 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

6 Nearby 72 Off-Campus Students
C+
Orange Ulster BOCES-Practical Nursing Program
72 students · 2.8 mi
C
Mount Saint Mary College
2,246 students · 3.3 mi
C
Yeshiva Ohr Naftoli
43 students · 5.5 mi
A
United States Military Academy
4,508 students · 7.4 mi
B+
Vassar College
2,456 students · 13.5 mi
C+
Empire Beauty School-Peekskill
42 students · 14.3 mi

Frequently Asked Questions

How do home values compare in Beacon, NY?

Median home price in Beacon, NY is near $565K, with a 5-year CAGR of 0.0%. Prices have been steady and supportive of buy-and-hold strategies.

Where do rents currently stand in Beacon, NY?

Expect rents around $2,940/mo per month in Beacon, NY. With home values at $565K, the yield math works out to reasonable levels for rental investors.

How deep is the rental pool in Beacon, NY?

Working renters make up the core of the Beacon, NY tenant base. The pool is reasonable for investors targeting long-term holds.

Is Beacon, NY a smart market for rental property?

Beacon, NY stands at an investability rating of 3.0/5, with median home values near $565K and average rents around $2,940/mo. That combination puts it in the substantial tier for investor interest.

Does Beacon, NY favor landlords or tenants?

For rental operators, Beacon, NY rates as tenant-protective. The regulatory environment standard buy-and-hold operations.

You know 12508 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 12508 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 12508 ranks in Poughkeepsie-Newburgh-Middletown, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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